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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145428 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145428)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

So easy to use and repayment are good value

So easy to use and repayment are good value Reviewed on: 15th June 2026

Easy to use interface, they value customer service

Easy to use interface, they value customer service Reviewed on: 15th June 2026

Really easy to use, great security

Really easy to use, great security Reviewed on: 15th June 2026

The safest and easiest online payment option by far.

The safest and easiest online payment option by far. Reviewed on: 15th June 2026

Paypal- Brilliant & Easy

PayPal is always an extremely to use at the checkout and I never have any issues. Whenever we have spoken to the customer service team they’ve always been really helpful! Brilliant. Reviewed on: 15th June 2026

Allows flexibility and opportunity to s...

Paypal credit gives flexibility and opportunity to spread payments. It allows you to spread payments over time rather than paying the full amount upfront, which can help with budgeting and managing larger expenses. Used responsibly, this helps make larger purchases more manageable and can even improve credit score. Reviewed on: 15th June 2026

Easy to use and very well organised website easy to...

Easy to use and very well organised website easy to navigate Reviewed on: 15th June 2026

So easy to use - with many options.

So easy to use - with many options. Reviewed on: 15th June 2026

100% Recommend PayPal Credit

I have used PayPal credit for a few years now and its great! Its very reliable and you can use it with most retailers which is amazing. Having PayPal credit has supported my livelihood countless times. Whenever im in a financial pinch, ive always been able to make use of PayPal credit. Reviewed on: 15th June 2026

So easy to use.

So easy to use. Very smooth process. Reviewed on: 15th June 2026

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