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PayPal: PayPal Credit reviews

4.91
Based on 91,143 reviews, last reviewed 1st May 2026
1862400% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and reliable. Very good and reliable. Always great with support Reviewed on: 1st May 2026
Nick p's avatar
Nick p

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (91143)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal-credit helped me out loads with stuff when I...

5
Paypal-credit helped me out loads with stuff when I didn't have money to get it that day and gave me good time to pay back interest free Reviewed on: 24th April 2026

All great.

5
All great. I would and do use all the time Reviewed on: 24th April 2026

Reliable

5
I’ve had a great experience with PayPal. It’s easy to use, secure, and transactions are always quick and reliable. I feel confident using it and would definitely recommend it to others. Reviewed on: 24th April 2026

Multiple tools to help spread the cost is great!

5
Pay in 3 is great for spreading costs. When money is tight, I use the credit and the 4 months free interest is a life saver. It allows me to spread the cost even more! Reviewed on: 24th April 2026

Good communication and very helpful

5
Good communication and very helpful Reviewed on: 24th April 2026

Fantastic service, however needs

5
Fantastic service, however needs Reviewed on: 24th April 2026

I have had a wonderful experience all the time I am...

5
I have had a wonderful experience all the time I am with Paypal Reviewed on: 24th April 2026

Its wonderful being with paypal specially buy now pa...

5
Its wonderful being with paypal specially buy now pay later option make life easy i recommend every one to join paypal Reviewed on: 24th April 2026

I love PayPal you are the best out there

5
I love PayPal you are the best out there Reviewed on: 24th April 2026

Very secure and great way of paying, I think it’s ve...

5
Very secure and great way of paying, I think it’s very trusted which says a lot for a financial institution Reviewed on: 24th April 2026