Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140644 reviews)

View other PayPal products

4.73

Based on 140,643 reviews, last reviewed 16th Jun 2026

4130400% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I love the fact it’s easy to use, very efficient and... I love the fact it’s easy to use, very efficient and financially extremely safe. I have family in Australia and there’s never any problem transferring... Read more Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140644)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I find PayPal extremely usable and flexible when pay...

I find PayPal extremely usable and flexible when paying for large purchases. Reviewed on: 10th June 2026

Great service

Easy to use and very helpful and manageable Reviewed on: 10th June 2026

It’s great for spreading the cost pay in 3 or over a...

It’s great for spreading the cost pay in 3 or over a extended time that’s why a used it for years great for getting my golf gear Reviewed on: 10th June 2026

I love the security of using PayPal and the flexibil...

I love the security of using PayPal and the flexibility that PayPal credit allows me. In a busy complicated world PayPal offers ease and simplicity. Reviewed on: 10th June 2026

Amazing credit card.

Amazing credit card..perfection..nothing else. Reviewed on: 10th June 2026

I feel more secure using PayPal as a payment method...

I feel more secure using PayPal as a payment method for any online purchases. I have the security of any issues with fraudulent activity or purchases Reviewed on: 10th June 2026

All I need in one app, easy to access and very effic...

All I need in one app, easy to access and very efficient Reviewed on: 10th June 2026

It is a good way to purchase with peace of mind

The pathways to get help, pay pal credit reminder notifications can be improved Reviewed on: 10th June 2026

When you make a payment to your credit account it is...

When you make a payment to your credit account it isn't instant so needs changing. Reviewed on: 10th June 2026

Very efficient and simple to use

Very efficient and simple to use Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 71691 reviews
Payments
from PayPal 4.72 from 3752 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub