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PayPal: PayPal Credit reviews

4.90
Based on 98,651 reviews, last reviewed 6th May 2026
2208050% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy and simple Pay pal credit is really easy and simple to use. I can keep on top of it in the app which is simple and straightforward. Reviewed on: 6th May 2026
Lauren H's avatar
Lauren H

Latest lowest rating:

1

Poor service Due to internal errors they blocked my account- would not tell me what the issue was but they said my account Carried risk. Despite disputing they wou... Read more Reviewed on: 6th May 2026
Lauren's avatar
Lauren

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (98651)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

best service

5
Always happy to deal with Paypal. If there is a problem it is always dealt with well. Reviewed on: 1st May 2026

Just love the flexibility and service is good

5
Just love the flexibility and service is good Reviewed on: 1st May 2026

It really helps me a lot now I purchase without prob...

5
It really helps me a lot now I purchase without problems Reviewed on: 1st May 2026

Great payment terms and easy to use

4
Great payment terms and easy to use Reviewed on: 1st May 2026

No problems with PayPal always seem less activity

5
No problems with PayPal always seem less activity Reviewed on: 1st May 2026

I regularly use PayPal for online purchases and send...

5
I regularly use PayPal for online purchases and sending money. I find it easy, secure, and very convenient, especially for quick payments and refunds. Reviewed on: 1st May 2026

PayPal credit helps me manage my finances and give m...

5
PayPal credit helps me manage my finances and give me the financial freedom to live my life the way I want to Reviewed on: 1st May 2026

Fantastic service provided by PayPal.

5
Fantastic service provided by PayPal. Reviewed on: 1st May 2026

I absolutely love Paypal

5
I absolutely love Paypal, there is no ridiculous interest or mega high payments back, totally makes it so easy to use, good for unexpected spenditure with no pressure and you can pay back extra when you can afford to and theres no hidden T&C's or anything, totally transparent. I have recommended Paypal to all my friends and colleagues Reviewed on: 1st May 2026

Title: Great service Review

4
Title: Great service Review: Easy to use, fast approval and handy payment options. Reviewed on: 1st May 2026