Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

View other PayPal products

4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145377)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Never has a problem with PayPal.

Never has a problem with PayPal. Reviewed on: 14th June 2026

It’s very user friendly, and convenient

It’s very user friendly and convenient. Much comfort to use PayPal. Reviewed on: 14th June 2026

Brilliant.

Brilliant. Never had any issues, easy to use. Would definitely recommend for others.to use...... Reviewed on: 14th June 2026

Very good throughout the years.

Very good throughout the years. The upgrade I'd like to see is regarding PayPal Credit repayments, I would like to select which transactions and how much I'd like to allocate to each when I am doing my monthly repayments. Reviewed on: 14th June 2026

My best card

Its very handy and can be used at almost all shops and outlets, Its very easy to use on line and the service is second to none. Reviewed on: 14th June 2026

PayPal is very good,but I think needs to be little d...

PayPal is very good,but I think needs to be little development. Reviewed on: 14th June 2026

I have been using paypay for over 10 years

I have been using paypay for over 10 years and I'm very happy with the service. It is easy to use and and saves time, Reviewed on: 14th June 2026

Easy to use, very convenient, paypal credit is a goo...

Easy to use, very convenient, paypal credit is a good way to spread the costs. Reviewed on: 14th June 2026

Very useful Easy to use

Easy to use ,comes in handy so often , especially organising group trips Reviewed on: 14th June 2026

Ideal for splitting payments

I love splitting payments on larger transactions and finding the pay in four months with 0% interest really helpful, especially when booking holidays. The only thing I'd like to improve is more detail on the payments page, I'd like to see exactly which payments are due and when, sometimes it takes a while for new transactions to show up. Reviewed on: 14th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76325 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub