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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99898 reviews)

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4.90

Based on 99,898 reviews, last reviewed 6th May 2026

2265000% increase in 5 star reviews

in the past 90 days

6450% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Epic in every which way and the service is slick Epic in every which way and the service is slick Reviewed on: 6th May 2026

Latest lowest rating:

1

Absolute scam It’s an absolute scam, they are not upfront about how and when interest will accrue especially on zero interest deals for a couple of months. Payments... Read more Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (99898)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very happy.

Very happy. A quick and amazing service Reviewed on: 3rd May 2026

Very easy to use and secure money

Very easy to use and secure money Reviewed on: 3rd May 2026

Good and easy to use.

Good and easy to use. The system is clear and fair. Reviewed on: 3rd May 2026

I cannot recommend PayPal Credit enough for anyone l...

I cannot recommend PayPal Credit enough for anyone looking for a reliable and flexible way to spread the cost of their purchases. My experience has been absolutely seamless from the start. The application process was incredibly straightforward, and having the credit line integrated directly into my existing PayPal account makes checkout a breeze. What I appreciate most is the transparency; the terms are clearly laid out, and the interest-free offers on larger purchases provide genuine value for money. Customer service has been excellent whenever I've had a query, and the ability to manage everything through the app gives me total peace of mind. It’s a fantastic financial tool that has made my online shopping much more manageable. Five stars all the way! Reviewed on: 3rd May 2026

Hassle free

PayPal is easy to use and provide various ways to pay. Also widely accepted. Reviewed on: 3rd May 2026

Customer service are very good, all transactions exp...

Customer service are very good, all transactions explained very well and easy to use. Reviewed on: 3rd May 2026

Good transparency about payments

Good transparency about payments and when the 0% offer ends Reviewed on: 3rd May 2026

Always reliable, always available to get in touch if...

Always reliable, always available to get in touch if there are any issues Reviewed on: 3rd May 2026

Always helpful like chasing refunds

Always helpful like chasing refunds Reviewed on: 3rd May 2026

I find using PayPal very easy and extremely useful

I find using PayPal very easy and extremely useful when I need time to pay , like recently I needed a new battery and PayPal made it a lot easier over a few months Reviewed on: 3rd May 2026

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