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PayPal: PayPal Credit reviews

4.73
Based on 144,750 reviews, last reviewed 23rd Jun 2026
4317200% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal for most of my online purchases. I use PayPal for most of my online purchases. I feel that my transactions are secure and refunds are received very quickly. I love that large purchase... Read more Reviewed on: 23rd June 2026
Julie C's avatar
Julie C

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144780)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very convenient and handy have used PayPal many time...

5
Very convenient and handy have used PayPal many times will continue to use it as and when needed Reviewed on: 13th June 2026

I have had any issues with paypal and easy to...

5
I have had any issues with paypal and easy to use Reviewed on: 13th June 2026

Always been very helpful when I have a problem

5
Always been very helpful when I have a problem Reviewed on: 13th June 2026

Easy & clear banking.

5
Easy & clear banking. Would recommend paypal Reviewed on: 13th June 2026

Flexible payment options and clear communication.

5
Flexible payment options and clear communication. Ease of paying back and fast payments Reviewed on: 13th June 2026

Great service easy to use, money transfers are easil...

5
Great service easy to use, money transfers are easily made from your account to the payee Reviewed on: 13th June 2026

Excellent

5
Very good good experience easy to use Reviewed on: 13th June 2026

Quick transaction, love using paypal

5
Quick transaction, love using paypal Reviewed on: 13th June 2026

Never had any problem with paypal really good for cr...

5
Never had any problem with paypal really good for credit and interest free payments. Highly recommend Reviewed on: 13th June 2026

Finances

3
Normal, I use PayPal to pay for things Reviewed on: 13th June 2026

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