Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50649 reviews)

View other PayPal products

4.91

Based on 50,649 reviews, last reviewed 13th Jun 2025

1828100% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

It’s just good for spreading payment and buying anyt... It’s just good for spreading payment and buying anything online as it’s taken by most providers. Would recommend strongly. Reviewed on: 13th June 2025

Latest lowest rating:

1

Strangely close people accounts any reason Strangely close people accounts without any reason Reviewed on: 12th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50649)

Review of the PayPal, PayPal Credit:

Highly recommend very professional

Great experience customer service sorted my enquiry very quickly and very clearly so I could understand very professional.Highly recommend to family and friends Reviewed on: 28th May 2025

I think PayPal is a great accessible secure platform...

I think PayPal is a great accessible secure platform for handling transactions online. Reviewed on: 11th June 2025

Absolutely brilliant recommend it to anyone quick an...

Absolutely brilliant recommend it to anyone quick and so easy to use Reviewed on: 11th June 2025

I love the flexibility of it all!

I love the flexibility of it all! Helps me afford things that I normally couldn’t. Reviewed on: 11th June 2025

Great service and easily accessible and user friendly

Great service and easily accessible and user friendly Reviewed on: 11th June 2025

The perfect partner

I couldn’t live without PayPal- it’s the perfect partner for all of my spending needs. Reviewed on: 11th June 2025

I find PayPal very easy to use and better than mobil...

I find PayPal very easy to use and better than mobile banking as it adds an extra level of protection from your bank account. The option for PayPal credit and pay in 3 is also useful as it allows for more flexibility and better terms that your standard credit cards. Reviewed on: 11th June 2025

Super easy to use!

Super easy to use! The interest free credit period is a big bonus, and it’s really easy to increase or decrease my monthly payments. Reviewed on: 11th June 2025

I love it

I love pay pal feel secure to pay this way Reviewed on: 11th June 2025

Positive overall.

Positive overall, small issue with adding a card and all the customer service staff would do is refer me back to my bank when I already knew my details were correct. I’d already checked them myself and with bank staff. Reviewed on: 11th June 2025

Fast payments and excellent customer service

Fast payments and excellent customer service that sort out problems fast. Reviewed on: 11th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Wave 2.33 from 3 reviews
Freedom Rewards Credit Card
from Barclaycard 3.88 from 60 reviews
Zero Credit Card
from Santander 3.64 from 16 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub