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PayPal: PayPal Credit reviews

4.90
Based on 100,244 reviews, last reviewed 7th May 2026
2280500% increase in 5 star reviews
in the past 90 days
6550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Exceptional customer service. Exceptional customer service. Going the extra mile. Help at first point of contac.t Reviewed on: 7th May 2026
Mike B's avatar
Mike B

Latest lowest rating:

1

Been using PayPal for over a decade. Been using PayPal for over a decade. It makes payments easy. I've been using PayPal credit for nearly 6 years. Over this time my credit score has incr... Read more Reviewed on: 7th May 2026
Informer's avatar
Informer

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100244)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I appreciate maintaining an account with PayPal.

5
I appreciate maintaining an account with PayPal. If the opportunity arises, I would consider advocating for PayPal. Reviewed on: 3rd May 2026

PayPal is an excellent app

5
I have been using PayPal for a long time now, my experience has been great. I mostly like how it id easy to send money and recive money I know my money is safe and there has never been a problem. I am not very good with technology but PayPal is very easy to use and can be used by anyone. Whenever I buy something I feel protected that my money is in good hands and no one can acess it but me. I have and would recommend PayPal to many people. Reviewed on: 3rd May 2026

I've been using PayPal for years now and it's brilli...

5
I've been using PayPal for years now and it's brilliant for my online shopping Reviewed on: 3rd May 2026

Every thing is good only i have problem with PayPal...

5
Every thing is good only i have problem with PayPal application, it’s hard to find options, not easy to find things, you can turn it to easy application to find items better, for example i have trouble to find and pay my credit usage same day . I am working with too many apps but i got the PayPal is not clear and easy to use. Reviewed on: 3rd May 2026

PayPal business model is sound, but there is more to...

3
PayPal business model is sound, but there is more to do make it into a customer focused company. There is real value for the customer in the ability to spread payments over a period or to pay in four months time interest free. If they can align these features with outstanding customer service then they are on to a winner. Reviewed on: 3rd May 2026

Paying by PayPal I feel more secure and safe.

5
Paying by PayPal I feel more secure and safe. Reviewed on: 3rd May 2026

Easy use

5
It’s easy, I have been able to use out with no issues. I also like how every purchase I make is secure. Reviewed on: 3rd May 2026

Madeleine Polkey

4
Good experience, would recommend to a friend. Never had to have an interaction with customer experience so voted neutral for that reason. Reviewed on: 3rd May 2026

Best service would always use PayPal

5
Best service would always use PayPal Reviewed on: 3rd May 2026

Really useful way to pay

4
Really useful way to pay, easy to use and well set up app Reviewed on: 3rd May 2026

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