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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (90548 reviews)

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4.91

Based on 90,548 reviews, last reviewed 30th Apr 2026

1834800% increase in 5 star reviews

in the past 90 days

10400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

A real lifesaver for my budget! I have been using PayPal Credit for quite a while now, and I must say it is one of the best financial tools I have ever tried. It’s not just a credit ... Read more Reviewed on: 30th April 2026

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (90548)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is a great Service

A great service which I have used many times. Especially when you hit with unexpected things like car repairs. Reviewed on: 24th April 2026

Useful when you are wanting to spread some cost.

Useful when you are wanting to spread some cost. Reviewed on: 24th April 2026

Brilliant app

The PayPal app makes everything so streamlined and easy to use. Reviewed on: 24th April 2026

I’ve been using PayPal as a payment method payments...

I’ve been using PayPal as a payment method payments for a few years now. I recently got the PayPal credit card because of the benefits and the rewards it offers. Absolutely amazing. Reviewed on: 24th April 2026

Very easy to use, and their customer service is high...

Very easy to use, and their customer service is highly responsive. Reviewed on: 24th April 2026

Good service, always polite.

Good service, always polite. Low interest Reviewed on: 24th April 2026

Very helpful and professional service

Very helpful and professional service Reviewed on: 24th April 2026

Always had a positive experience on all aspects of P...

Always had a positive experience on all aspects of PayPal,I’m very confident in using this service,thankyou. Reviewed on: 24th April 2026

Easy to use, PayPal accepted broadly on products and...

Easy to use, PayPal accepted broadly on products and options for payments available. This has dramatically helped me to buy larger priced items I cannot afford to buy outright. Reviewed on: 24th April 2026

Excellent service

Excellent service provider, very friendly and supportive for customers Reviewed on: 24th April 2026

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