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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732487064360471141 (144740 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144740)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Average Experience with PayPal Credit Card

The PayPal Credit Card offers a decent overall experience with average benefits and features. Customer service is adequately responsive and the terms are reasonably clear. While the card has some limitations, it serves basic payment purposes effectively. Reviewed on: 13th June 2026

PayPal is easy to use, secure & great value

PayPal is easy to use, secure and gives great deals on credit Reviewed on: 13th June 2026

Great way to pay for things online...

Great line of credit gives you 4 months interest free if you pay it off with in the 4 months easy to use and to keep track of your sp Reviewed on: 13th June 2026

Easy to pay never have a problem

Easy to pay never have a problem Reviewed on: 13th June 2026

i have used paypal credit a few times, i have found...

i have used paypal credit a few times, i have found it very handly easier especially when i did not have cash immediately Reviewed on: 13th June 2026

Always works as intended.

Always works as intended. Very easy to navigate. Reviewed on: 13th June 2026

Well managed and simple and effective

Well managed and simple and effective Reviewed on: 13th June 2026

I particularly like the ease of using it and that bi...

I particularly like the ease of using it and that bit of protection that paypal offers to customers which give some peace of mind with transactions. Reviewed on: 13th June 2026

Always easy to understand.

Always easy to understand. Self explanatory functions. Good communication Reviewed on: 13th June 2026

Good customer service.

Good customer service. Credit limit is adjustable which is great for large purchases. Good website. Would definitely recommend. Reviewed on: 13th June 2026

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