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PayPal: PayPal Credit reviews

4.90
Based on 101,057 reviews, last reviewed 7th May 2026
2318000% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All in all very easy to work and understand All in all very easy to work and understand Reviewed on: 7th May 2026
Stuart Clapperton's avatar
Stuart Clapperton

Latest lowest rating:

1

I always feel safe while buying with paypal. I always feel safe while buying with paypal. Reviewed on: 7th May 2026
Ann Westgarth 's avatar
Ann Westgarth

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101057)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always good and very flexible.

5
Always good and very flexible, fair limit offered, fast to update balances. Reviewed on: 4th May 2026

Easy to use and flexible methods of payment.

5
Easy to use and flexible methods of payment. Reviewed on: 4th May 2026

Always easy, detailed statements, clear fees, 4 mont...

5
Always easy, detailed statements, clear fees, 4 months interest free on purchases over £100 gives you additional time if have better things to spend the money on at the time. Reviewed on: 4th May 2026

Like my interest free payments

4
I can split the big purchase so I don’t feel spending big money on big items purchase Reviewed on: 4th May 2026

I use PayPal for everything.

5
I use PayPal for everything. I like the fact that all payments are in one place and payments are in most part guaranteed. Their dispute team / process is excellent. Reviewed on: 4th May 2026

Easy and convenient to use, great customer service

5
Easy and convenient to use, great customer service Reviewed on: 4th May 2026

Very good very nice job I like your style very much...

5
Very good very nice job I like your style very much I would love to see more pictures Reviewed on: 4th May 2026

PayPal credit is a fab way of buying when you don’t...

5
PayPal credit is a fab way of buying when you don’t have the funds!excellent service! Reviewed on: 4th May 2026

Excellent service no delays when using the app

5
Excellent service no delays when using the app Reviewed on: 4th May 2026

Easy to use and peace of mind for online purchases...

5
Easy to use and peace of mind for online purchases Reviewed on: 4th May 2026

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