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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Rarely use to pay for Online orders but does the...

Rarely use to pay for Online orders but does the job Reviewed on: 2nd June 2025

I find the credit very useful, a great value way for...

I find the credit very useful, a great value way for big purchases with the 4 months interest free. Easy to manage and pay. Reviewed on: 2nd June 2025

PayPal is the most convenient way of receiving or se...

PayPal is the most convenient way of receiving or sending hard earned money without any hurdles. Reviewed on: 2nd June 2025

Perfect way to make purchases

Easiest and in my opinion safest way to pay immediate response when I've payed for something or received a refund and statement of all purchases no matter how far back very detailed and easily layed out Reviewed on: 2nd June 2025

Quick simple easy to use app and service

Always easy to use, great when you have a problem with a transaction and need assistance to get a refund too. Will continue to use for a long time into the future. Reviewed on: 2nd June 2025

I love PayPal

I’ve used PayPal for years as a trusted financial company. It’s easy to send and receive money and pay for goods and services, backed by a money-back guarantee. Reviewed on: 2nd June 2025

PayPal has always allowed me to purchase items onlin...

PayPal has always allowed me to purchase items online hassle free 100% also helped me at times through difficulty never have I ever wanted something and got it .. It's nice to know PayPal has always got my back Reviewed on: 2nd June 2025

Love PayPal - simply the best!

Love PayPal - simply the best! Only had good experiences with them: Reviewed on: 2nd June 2025

Always A Great Experience With PayPal Credit

I use PayPal credit consistently as an online payment method and find it is swift efficient and convenient. Reviewed on: 2nd June 2025

Great Customer Service

PayPal have displayed excellent customer service in all my interactions with them. Reviewed on: 2nd June 2025

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