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PayPal: PayPal Credit reviews

4.90
Based on 99,133 reviews, last reviewed 6th May 2026
2229800% increase in 5 star reviews
in the past 90 days
6300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful when i needed it, easy to apply Helpful when i needed it, easy to apply and T&C's clear and concise Reviewed on: 6th May 2026
Anna W's avatar
Anna W

Latest lowest rating:

1

I made to orders in December from Debenhams I sent b... I made to orders in December from Debenhams I sent both order back Debenhams said they got all returns and I've still not had my money back off PayPal... Read more Reviewed on: 6th May 2026
sarah wrigley's avatar
sarah wrigley

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (99134)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Perfect PayPal options

5
The ease of the payment option is brilliant and easy to use Reviewed on: 1st May 2026

Easy and straight forward every time.

5
Easy and straight forward every time. I always freel safe and secure when I use PayPal to pay for anything. Reviewed on: 1st May 2026

Thank PayPal

5
I am very satisfied. Whenever I had a problem, PayPal solved it. Reviewed on: 1st May 2026

Easy and reliable

5
Easy, reliable and I know exactly where my friend nuances are up to. Reviewed on: 1st May 2026

Easy and paypal explain all in details when taking p...

5
Easy and paypal explain all in details when taking paypal credit on my experience with 3 month 0%. Reviewed on: 1st May 2026

Safer for paying

5
Always use PayPal as it is safer for transactions Reviewed on: 1st May 2026

Been a PayPal customer for over 17 years and use it...

5
Been a PayPal customer for over 17 years and use it for everything. Reviewed on: 1st May 2026

Great, really helpful and did what I needed

5
Great, really helpful and did what I needed Reviewed on: 1st May 2026

Open and honest for all

5
I can always rely on PayPal for back up or for alternative way to pay .. especially when treating myself and others ..easy to follow with the app . Reviewed on: 1st May 2026

Very helpful and friendly , never call them twice al...

5
Very helpful and friendly , never call them twice always my concerns addressed immediately Reviewed on: 1st May 2026