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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144124 reviews)

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4.73

Based on 144,124 reviews, last reviewed 21st Jun 2026

4288850% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have always been satisfied with PayPal I think tha... I have always been satisfied with PayPal I think that PayPal as always been reliable and up to date Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144124)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great for unexpected expenses

Having PayPal credit has been very handy to have when unexpected expenses arise and also the interest free on purchases over £99 means I can try pay the amount before interest is added. Super convenient as can add PayPal credit to my Apple wallet and pay like I could on any card. Reviewed on: 12th June 2026

Easy seamless transactions using PayPal .

I have had easy seamless transactions using PayPal and I will recommend it to family and. Reviewed on: 12th June 2026

When time is money and trust is everythi.ng

In a world where time is money and trust is everything, PayPal doesn't just move funds — it moves *confidence*. From splitting a dinner bill with a friend across the city to sealing a deal with a seller halfway around the globe, PayPal has quietly become the invisible handshake of the modern economy. What used to take days of bank transfers, paper checks, and nail-biting uncertainty now happens in **seconds** — with a tap, a click, and a breath of relief. PayPal doesn't just process payments; it processes *peace of mind*. The buyer protection alone feels like having a financial guardian angel sitting on your shoulder every time you shop online. That little PayPal logo at checkout? It's not just a payment option — it's a *promise*. Whether you're a freelancer chasing invoices across time zones, a small business owner turning dreams into revenue, or just someone who never wants to share their card details with yet another website, PayPal shows up — quietly powerful, elegantly simple, and refreshingly reliable. In a digital age drowning in complexity, PayPal remains beautifully uncomplicated. It doesn't ask you to think too hard. It just *works*. And sometimes, that's the most amazing thing a service can do Reviewed on: 12th June 2026

I use PayPal pay over three months for most of my tr...

I use PayPal pay over three months for most of my transactions, helping me to manage my monthly expenses much better. Reviewed on: 12th June 2026

Customer focused

Really good, felt like I am always looked after, there are some processes in their system that I don’t always agree with. But most of the time they look after the customers Reviewed on: 12th June 2026

smooth transactions.

smooth transactions. very easy to use. customer support is quick and reliable. although i have never had a major issue with needing to get money back Reviewed on: 12th June 2026

Very handy to pay in 3 installments with 0% interest.

very handy to pay in 3 installments with 0% interest. But occasionally get confusing messages about being overdue or account had outstanding balance. Not sure if this is genuine or spam How can I have outstanding balance since it;s either paid via bank account/credit card or paying in instalments. Reviewed on: 12th June 2026

Excelent service and always available on hand to he...

Excelent service and always available on hand to help great service. 10/10 Reviewed on: 12th June 2026

Every time good experience, professional staff, al...

Every time good experience, professional staff, all issues was resolved on time without any problems. Happy to be your customer Reviewed on: 12th June 2026

Always great

Always great. I love using PayPal, its easy and convenient Reviewed on: 12th June 2026

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