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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (99438 reviews)

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4.90

Based on 99,438 reviews, last reviewed 6th May 2026

2243750% increase in 5 star reviews

in the past 90 days

6350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

everything is very clear, transparent and easy to use everything is very clear, transparent and easy to use Reviewed on: 6th May 2026

Latest lowest rating:

1

I made a purchase and terms and conditions were neve... I made a purchase and terms and conditions were never clearly stated and now I pay a huge interest - it’s awful Reviewed on: 6th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (99438)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent customer service...

PayPal provides excellent customer service and their apps are really easy to use. Reviewed on: 2nd May 2026

PayPal is simply the best and give you peace.

PayPal is simply the best and give you peace. It makes shopping easier, helps to protect your money from fraud. Thank you Reviewed on: 2nd May 2026

Life is easy with PayPal

Customer protection and provision for flexible payment is commendable Reviewed on: 2nd May 2026

Exemplary Customer Service

I have used PayPal for over 10 years and I have to say that I have only ever had one issue and that was resolved within just 24 hours. Their customer service is exemplary. The interest rates are very fair especially if you pay off your balance in a month or two, which I tend to do. Reviewed on: 2nd May 2026

Positive experience

Always had a positive experience it allows me to spread the cost, app is perfect as I can see everything going on in my account and any problems customer service team have been excellent. Reviewed on: 2nd May 2026

Very good

Very happy with pay pal services Reviewed on: 2nd May 2026

PayPal Credit has been great, and there enabled me t...

PayPal Credit has been great, and there enabled me to purchase items that I desperately need, when I wouldn't have been able to afford them otherwise Reviewed on: 2nd May 2026

Great experience and great app easy to use

Great experience and great job easy to use. Reviewed on: 2nd May 2026

Fantastic company to work with

A no hassle, easy to use company to work with, everything is explained well and clear to understand Reviewed on: 2nd May 2026

Everything i use PayPal my experience is great.

Everything i use PayPal my experience is great. Reviewed on: 2nd May 2026

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