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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144313 reviews)

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4.73

Based on 144,313 reviews, last reviewed 22nd Jun 2026

4297300% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable, clear and helpful. The general day to day online payment, the use of credit and the flexibility to pay off the credit - all of these provided by PayPal are excellent eff... Read more Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144313)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I have never had a problem anytime I have used PayPa...

I have never had a problem anytime I have used PayPal, and when I see something I like but haven't been paid yet PayPal credit always comes to the rescue, it's great. Reviewed on: 12th June 2026

Easy to use and no costs incurred to pay off the loa...

Easy to use and no costs incurred to pay off the loan before the allocated time. Reviewed on: 12th June 2026

Easy to use

Excellent way to spread cost of goods. Easy to make transactions Reviewed on: 12th June 2026

Great professional service, excellent customer servi...

Great professional service, excellent customer service when needed and communication too Reviewed on: 12th June 2026

Great service easy to use.

Great service easy to use. Customer service is fairly prompt. Reviewed on: 12th June 2026

Great service, so easy to use highly recommended

Great service, so easy to use highly recommended Reviewed on: 12th June 2026

Absolutely brilliant quick buying quick paying .

Absolutely brilliant quick buying quick paying . Reviewed on: 12th June 2026

Easy to check out

Easy to check out when it’s available Reviewed on: 12th June 2026

Good staff interaction with well delivered services

Good staff interaction with well delivered services Reviewed on: 12th June 2026

I’m very happy with PayPal Credit.

I’m very happy with PayPal Credit. The application process was quick and easy, and everything has been straightforward to manage. Payments are simple to make, and the service has worked exactly as expected. It’s been very convenient for spreading the cost of purchases, and I’ve had a great experience so far. Overall, a reliable and user-friendly service that I would happily recommend. Thank you, PayPal Credit! Reviewed on: 12th June 2026

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