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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

No concerns always available when I call and solve a...

No concerns always available when I call and solve any issues. Good rate for short term borrowing. Reviewed on: 2nd June 2025

Paypal is very handy

Paypal is very handy for making purchases easier and being able to spread costs without feeling your going into debt. I would happily suggest and recommend it to anyone to use. Reviewed on: 2nd June 2025

Paypal makes every purchase safe and reliable.

Paypal makes every purchase safe and reliable. Reviewed on: 2nd June 2025

It was easy to set up and it’s really easy to use.

It was easy to set up and it’s really easy to use. Super simple repayments too Reviewed on: 2nd June 2025

I can buy now play later with their PayPal credit wh...

I can buy now play later with their PayPal credit whicj îs excelent . 3 months installments with zero interesat. Reviewed on: 2nd June 2025

Always good for their pay in 3 options.

Always good for their pay in 3 options. Never had any issues with Paypal Reviewed on: 2nd June 2025

Credit review

Good overall experience they give you time to pay over a certain amount of months Reviewed on: 2nd June 2025

Reliable from day one - long term costumer

Reliable from day one - long term costumer Reviewed on: 2nd June 2025

Very easy to use when needed and secure at all times...

Very easy to use when needed and secure at all times, brilliant. Reviewed on: 2nd June 2025

It's very good especially for people who just starte...

It's very good especially for people who just started and have no credit score like International students and helps in installment purchases for buying study related resources and has great time to time offers. Reviewed on: 2nd June 2025

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