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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732450457664006633 (144720 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144720)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent service!

Excellent service! PayPal makes sending and receiving money quick, secure, and completely hassle-free. The app is easy to navigate, payments are processed smoothly, and I appreciate the extra security and buyer protection features. I’ve had a great experience using PayPal and would highly recommend it to anyone looking for a reliable and convenient payment platform. Reviewed on: 13th June 2026

Paypal leads the way

Paypal has always in my opinion been the best for customer service and the services they have to offer, I have very rarely had any issues however when I do PayPal has the issue sorted out within minutes of speaking to them. Other businesses should look at PayPal and aim to achieve the same Reviewed on: 13th June 2026

PayPal Credit - Mostly Terrible - Not The Worst

PayPal Credit is good value for money in the way that interest rates are low for their instalment plans. However, their mechanism for paying off purchases made using their PayPal Credit installment plans is horrific. They make it incredibly difficult to view and track your instalment purchases, and immensely difficult to pay off specific purchases. Oh, and if you happen to have an active instalment plan in place - let’s say with 10 months remaining - and you happen to use their general ‘4 months interest free’ option to buy something, you will unable to pay off that ‘4 months interest free’ purchase until any active ‘instalment’ purchases have been paid off, meaning you’ll be hit with their higher interest rate on that ‘4 months interest free’ purchase. Being unable to pay off specific purchases makes the service really quite terrible. Reviewed on: 13th June 2026

I find it very easy and useful to use ,...

I find it very easy and useful to use , Reviewed on: 13th June 2026

Fantastic

Super easy to use straight forward and handy to have everything in one place Reviewed on: 13th June 2026

Pay with PayPal

It is great to pay quick and easy with PayPal. Improvement: allow automatic manual online reduction of PayPal credit. Reviewed on: 13th June 2026

Have used for many years without issue !

Have used for many years without issue !! Reviewed on: 13th June 2026

Great customer service, rates & options

Great customer service, rates & options Reviewed on: 13th June 2026

Always a simple straightforward transaction

Always a simple straightforward transaction Reviewed on: 13th June 2026

Paying throughout Paypal is a good way to avoid spre...

Paying throughout Paypal is a good way to avoid spreadîng card informations on sites. Reviewed on: 13th June 2026

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