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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732484166636310568 (144739 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144739)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It's so user-friendly, you barely have to think abou...

It's so user-friendly, you barely have to think about it. And the option to pay later or in 3 is an absolute game-changer. It makes getting what you need right now totally stress-free. You can really count on this service. It just simplifies things so much. Definitely a smart way to handle purchases. Reviewed on: 13th June 2026

PayPal the possibilities are endless

PayPal is great because it is something that can be used to make purchases and then having the ability to pay off without leaving a dent in your pocket. The fact that it is widely recognised is even better. Reviewed on: 13th June 2026

Great for spreading out purchases

Great for spreading out purchases Reviewed on: 13th June 2026

Good service, apr is a little high in my personal op...

Good service, apr is a little high in my personal opinion. Reviewed on: 13th June 2026

Great product

All interface easy to use. Great options to pay in different ways. Notifications and additional warning when payment is due to avoids charges would improve. Reviewed on: 13th June 2026

I’ve been using PayPal credit for almost a decade now.

I’ve been using PayPal credit for almost a decade now. Over the years they upgraded some features. So handy to use when stuck on money for the month Reviewed on: 13th June 2026

Safe and easy

So easy and convenient to use and I feel the security is great to Reviewed on: 13th June 2026

The new way of Banking.

In my view an excellent banking system my refund was refunded very quickly the cridit system is fantastic. Obviously, charges are applied if you don't pay your bill on time, but that charge is reasonable. this way of Banking is reviving local economies. I think this way of banking is the Future of banking, Mr D Norris Reviewed on: 13th June 2026

If I ever have a problem PayPal sorts it out fairly...

If I ever have a problem PayPal sorts it out fairly and quickly Reviewed on: 13th June 2026

Flexible and Easy to use product

Easy to navigate app and find information. Easy to use when shopping. Flexible and good range of services eg tranaferring money. App is clearly laidnout and offers and range of payment options is versatile. Reviewed on: 13th June 2026

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