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PayPal: PayPal Credit reviews

4.90
Based on 100,326 reviews, last reviewed 7th May 2026
2284500% increase in 5 star reviews
in the past 90 days
6650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good option to chooce for Finance Good option to chooce for Finance Reviewed on: 7th May 2026
Evaldas's avatar
Evaldas

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026
William J's avatar
William J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100326)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use, simple to read account information and...

5
Easy to use, simple to read account information and easy to make and receive payments Reviewed on: 2nd May 2026

Keeps getting better and better

5
Since I created my PayPal, it has been nothing but amazing shopping experience every time, just gets better and better Reviewed on: 2nd May 2026

very good and fast for loan approval

5
very good and fast for loan approval Reviewed on: 2nd May 2026

Love paypal!

5
Love paypal! If you dont have an account, what are you waiting for! Knowledgeable agents who are quick to help and all have good manners. Quick and easy service with great financial products Reviewed on: 2nd May 2026

Love PayPal I will not use a seller if they don't us...

5
Love PayPal I will not use a seller if they don't use PayPal Reviewed on: 2nd May 2026

5 stars all good very impressed really easy to use t...

5
5 stars all good very impressed really easy to use this service Reviewed on: 2nd May 2026

Great company

5
Always get my money back from dodgy companies, I like the 4 months interest free period and customer service is as good as it gets Reviewed on: 2nd May 2026

I love PayPal!

5
I’ve been using PayPal for a long time, I love the 4 months at 0% offers when I make purchases. Always had a good experience with them. Reviewed on: 2nd May 2026

Brilliant app

5
So easy to use and a great app to navigate Reviewed on: 2nd May 2026

Had no issues,good service,very useful

4
Had no issues,good service,very useful Reviewed on: 2nd May 2026