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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (100416 reviews)

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4.90

Based on 100,417 reviews, last reviewed 7th May 2026

2288900% increase in 5 star reviews

in the past 90 days

6650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal with confidence I think PayPal is a great way to pay securely and with confidence. Also the pay in 3 installments helps a lots to manage my payments. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very easy and efficient. Very easy and efficient. Clear and obvious credit information. easy access to payment history and balance. Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100417)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to check out online and full transparency on ch...

Easy to check out online and full transparency on charges Reviewed on: 3rd May 2026

Fabulous facility to be used wisely.

Bottom line is this is a fabulous facility which enables the individual to procure goods and spread the costs of repayment (interest free) over a four month period following the purchase. Sometimes you spot an item that you genuinely want or need and in normal circumstances you have to consider whether it is prudent (or not) to hit the 'Buy it Now' button due to other financial commitments you may actually have at the point of purchase. With PayPal Credit you can comfortably push that button in the knowledge that you have four full calendar months to repay the amount totally interest-free and an extended period beyond that to clear the loan at a favourable rate. In my experience you should ideally only restrict usage to buy essential goods that don't usurp your total credit limit so that it always remains comfortable to repay. In summary accordingly it is an overall fabulous facility to have available and to use wisely, with some discipline. Reviewed on: 3rd May 2026

Perfect and an easy to use application

Perfect and an easy to use application Reviewed on: 3rd May 2026

Good service .

Customer service was good all though did take a while Reviewed on: 3rd May 2026

Very nice customer service always

Very nice customer service always Reviewed on: 3rd May 2026

I have used PayPal for many years.

I have used PayPal for many years. My experience to date has been positive. I’ve taken advantage of the “Pay in 3” and the 12 month instalments for larger purchases though my account is used almost exclusively to eBay purchases. However, I find the PayPal option to pay recurring subscriptions and the occasional one off payment with an online retailer very useful as I don’t need to fill in credit card details for each purchase. Reviewed on: 3rd May 2026

I find everything clear and easy to follow.

I find everything clear and easy to follow. I have encouraged family and friends to sign up and engage. Reviewed on: 3rd May 2026

Simple and easy setup

I recently applied for the PayPal Business Debit card and the process was quick and straightforward. Everything was easy to set up and looks useful for managing business payments. Looking forward to using it more in my daily business. Reviewed on: 3rd May 2026

time to pay for what i needed.

Gave me the time to pay for what i needed. Reviewed on: 3rd May 2026

I just find PayPal easy to use.

I just find PayPal easy to use. The website layout is easy to understand. Reviewed on: 3rd May 2026

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