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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732486076725020199 (144792 reviews)

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4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144792)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

always clear and easy useing PP

always clear and easy useing PP Reviewed on: 13th June 2026

It has been very beneficial using paypal to support...

It has been very beneficial using paypal to support our home improvement business. It has enabled us to purchase equipment and pay over a period of time.There are options to pay in 3 or over 4 months interest free or longer if you are unable to pay off any outstanding amounts. Reviewed on: 13th June 2026

Iv been using paypal for over 15 years

Iv been using paypal for over 15 years Reviewed on: 13th June 2026

paypal all the way

very easy to use,trustworthy.used for years,wouldnt use ant other site. Reviewed on: 13th June 2026

Great service

Great service used PayPal for a while and always had a great experience using them would recommend Reviewed on: 13th June 2026

Gives flexibility

I’ve found PayPal Credit to be a very flexible payment option. It allows me to spread the cost of larger purchases rather than paying everything upfront, which helps with budgeting and managing cash flow. The application process is straightforward, and having access to credit directly through PayPal makes online shopping more convenient. I particularly appreciate the ability to choose when and how to repay purchases, giving me greater financial flexibility when unexpected expenses arise. Overall, it’s a useful service for anyone looking for a convenient and adaptable way to manage purchases. Reviewed on: 13th June 2026

Customer service chat

Customer service was difficult over chat due to language and explanation but otherwise it's easy to use Reviewed on: 13th June 2026

A lifesaver for me!

Paypal credit has allowed me the chance to buy items i would normally have to save for months for, this has made life so much easier and taken the stress out of otherwise difficult situations. Highly recommend! Reviewed on: 13th June 2026

Affordable credit

PayPal credit allows you to spread the cost of items without charging silly high interest rates Reviewed on: 13th June 2026

Easy to use, and accessible app and website.

Easy to use, and accessible app and website. Easy to navigate and helpful features on the app that help organising my finances. Reviewed on: 13th June 2026

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