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PayPal: PayPal Credit reviews

4.90
Based on 100,554 reviews, last reviewed 7th May 2026
2294950% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and convenient Easy to use online of course, but having a virtual card is also extremely handy out and about in the real world Reviewed on: 7th May 2026
Reed L's avatar
Reed L

Latest lowest rating:

1

Never had a problem with PayPal, use it for most pur... Never had a problem with PayPal, use it for most purchases as its great cover incase anything ever goes wrong with a purchase that I make , and the cu... Read more Reviewed on: 7th May 2026
Carl f's avatar
Carl f

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (100554)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It’s been good even better now with a PayPal card so...

5
It’s been good even better now with a PayPal card so I can make more purchases Reviewed on: 3rd May 2026

All good, with the added experience of protection

5
All good, with the added experience of protection Reviewed on: 3rd May 2026

Good Value

5
Easy,fast and helpful service to spread the costs Reviewed on: 3rd May 2026

I find Paypal easy & simple to use,good clear instru...

5
I find Paypal easy & simple to use,good clear instructions and account information and whenever i have had a query,the customer service are always so very helpful Reviewed on: 3rd May 2026

Paypal is great

5
Paypal is great and it gives you 4 months to pay things off if needed Reviewed on: 3rd May 2026

PayPal is an excellent way to budget for purchases t...

5
PayPal is an excellent way to budget for purchases that may reduce available 'present' funds if paid in full at the time of purchase, allowing you to enjoy purchases by paying over 3 installments, allowing you to access flights, breaks away and higher priced items for the home etc Reviewed on: 3rd May 2026

Easy shopping

5
Never had any problems with purchases or refunds. App is so user friendly and easy to navigate. Easy on the eye. Perfect on the purchases. Reviewed on: 3rd May 2026

Great service ,exellent transfer

5
Great service ,exellent transfer Reviewed on: 3rd May 2026

Ease of transactions within the app and for online s...

5
Ease of transactions within the app and for online shopping experiences. Reviewed on: 3rd May 2026

Does what is says on the tin!

5
Does what is says on the tin! Never had any issues Reviewed on: 3rd May 2026