Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 144,806 reviews, last reviewed 24th Jun 2026
4319700% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026
Matt's avatar
Matt

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145069)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use.

5
Easy to use. Very helpful if I have a problem. Recovered money from a bad company Reviewed on: 13th June 2026

Always feel safer using Paypal.

5
Always feel safer using Paypal. I have been using it for a number of years. In the odd times I have had a problem with a payment then Paypal has sorted it out for me Reviewed on: 13th June 2026

Brilliant service from paypal always there too help...

5
Brilliant service from paypal always there too help with any problem during your transaction Reviewed on: 13th June 2026

Ive pay pal many years now an find really useful to...

5
Ive pay pal many years now an find really useful to buy things anywhere Quick an no need to worry about the payment system its entirely secure Reviewed on: 13th June 2026

An great way to pay

5
PayPal credit very easy to use, the convenience of four months interest free payments. Options to pay by direct debit or transfer funds. Great service excellent way to pay. Reviewed on: 13th June 2026

Great Experience

4
So easy to use and the 4 months interest free is a fantastic option to spread the cost Reviewed on: 13th June 2026

Very pleased with service

5
I have been using pay pal for many years, I have always been happy with the service i have received, I will continue to use pay pal for purchases in future. Reviewed on: 13th June 2026

Honest Credit Deals

5
Always had good service and fair credit for extra time to pay Reviewed on: 13th June 2026

Always works well , great customer service.

5
Always works well , great customer service. Reviewed on: 13th June 2026

Very happy with the people credit because he always...

5
Very happy with the people credit because he always help me cause my problems out and I never have a problem with the PayPal credit card. Reviewed on: 13th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 75847 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products