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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (101260 reviews)

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4.90

Based on 101,260 reviews, last reviewed 7th May 2026

2327500% increase in 5 star reviews

in the past 90 days

6750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

So much flexibility. So much flexibility. Easy to pay and know my money is safe, widely accepted just brilliant Reviewed on: 7th May 2026

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101260)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It’s very helpful when I want to pay.

It’s very helpful when I want to pay. Reviewed on: 3rd May 2026

i m happy for everything , thay are very helpfull an...

i m happy for everything , thay are very helpfull and kind ,and thankss for paypal teem and papal Director Reviewed on: 3rd May 2026

Since have started using PayPal, I have issues with...

Since have started using PayPal, I have issues with them.the service is very good customer service always ready to help to the best of their abilities to resolve issues they are also very helpful and polite. Reviewed on: 3rd May 2026

Happy with service..

I've only started using PayPal credit the past year, but found it very easy to use and very helpful. Reviewed on: 3rd May 2026

Good start.

Good start. U even benefit using either debit or credit card Reviewed on: 3rd May 2026

Easy to use and track spending.

Easy to use and track spending. Never any issues. Refunds are processed quickly and account credited. Reviewed on: 3rd May 2026

Safe, simple & convenient

I’ve been using PayPal for many years, from initially paying for goods on eBay to using as a friends and family hub for ease of collecting/sending money without sending banking details to all and sundry. Reviewed on: 3rd May 2026

I already said the UI is a bit confusing

I already said the UI is a bit confusing Reviewed on: 3rd May 2026

PayPal use

I feel safer using PayPal for payments online Reviewed on: 3rd May 2026

Dream fulfilled

Paypal credit helped me buy my long term gaming console device. The service was pretty easy and feasible to get for anybody who's got a credit score and PayPal provides the option to pay in 3 interest free payments. Reviewed on: 3rd May 2026

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