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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Highly recommend!

They were very understanding, willing to listen to my financial concerns and able to respond within a few hours with a positive response that put my mind about financials at ease without any rudeness at all. Reviewed on: 25th May 2024

Excellent service

Excellent efficient service how could you not use Reviewed on: 2nd June 2025

Easy and fast to pay with, only complaint would be i...

Easy and fast to pay with, only complaint would be if you try to pay off something on a 4month 0 interest and you have pay with 3 plans it won't go towards you credit payment as Intended Reviewed on: 2nd June 2025

I had a very bad experience as they suddenly stopped...

I had a very bad experience as they suddenly stopped my 3 payment plan without an obvious reason and when I contacted them about it they said we don't know the reason as its an administration decision! Reviewed on: 2nd June 2025

Easy Street

No issues whatsoever, very easy app to use and to process payments both in and out of my account! Reviewed on: 2nd June 2025

It's easy to apply for PayPal credit.

It's easy to apply for PayPal credit. I had my credit to me in the same day Reviewed on: 2nd June 2025

Great App

i have been using PayPal for a long time and the app is so easy to use and whenever i earn money through certain apps i just withdraw it to my savings straight away and boom it's there in the snap of a finger, great app highly recommended Reviewed on: 2nd June 2025

wanting my account back paypal

customer service helped me get my paypal account back without opening a new one it was a bad experience, but luckily, there was no money, I didn't want another one, just my old account. Reviewed on: 2nd June 2025

Helpful credit

Many very good options for credit Reviewed on: 2nd June 2025

Honestly, I Love Using PayPal

I’ve been using PayPal for a while now, and honestly, it’s one of those apps that just makes life easier. Whether I’m buying something online or splitting dinner with friends, it’s super quick and hassle-free. I like that I don’t have to keep entering my card details everywhere, and I feel a lot safer knowing PayPal adds that extra layer of protection. Plus, if anything ever goes wrong with a purchase, their support and refund system is actually helpful (which is rare these days). It’s just one of those tools that quietly does its job, and does it well. Reviewed on: 2nd June 2025

Paypal is a convenient and safe way to manage payments.

Paypal is a quick, simple, convenient and safe way to manage payments Reviewed on: 2nd June 2025

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