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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103018 reviews)

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4.90

Based on 103,018 reviews, last reviewed 9th May 2026

2407800% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Very good app User friendly and helpful tools. Overall very good app. Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103018)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy to use and reliable nice excellent experie...

Very easy to use and reliable nice excellent experience Reviewed on: 5th May 2026

Paypal credit is a really and easy way of paying for...

Paypal credit is a really and easy way of paying for things. Helps build my credit score but making all my repayments on time. Reviewed on: 5th May 2026

Great service

Application is quick and easy. You get email payment reminders if you decide not to set a direct debit. Reviewed on: 5th May 2026

PayPal Credit is easy to use

PayPal is easy to use and love the fact that is quick to pay many online merchants by PayPal credit. Credit being at 0% for 4 months is also a bonus. Reviewed on: 5th May 2026

I’ve had a really positive experience using PayPal C...

I’ve had a really positive experience using PayPal Credit. It’s been a convenient and flexible way to manage purchases, especially for larger expenses that I’d prefer to spread over time rather than pay all at once. Good communication and reliable. Reviewed on: 5th May 2026

I always use PayPal for all online purchases.

I always use PayPal for all online purchases. Safe and secure. Reviewed on: 5th May 2026

Fantastic service and support.

Fantastic service and support. Great rates and payment plan options Reviewed on: 5th May 2026

One of the best ways to shop online safely

The PayPal team always provide exceptional customer service if you need support. I needed to contact about a security query and they were able to answer my question and put my mind at ease. The app is straight forward to use, and interacts with other apps perfectly. I feel safer purchasing online using PayPal. Reviewed on: 5th May 2026

Nice and convenient .

Nice and convenient integration at checkouts. Nice user interface on the app Reviewed on: 5th May 2026

Can’t imagine life without paypal

PayPal has quietly become one of those services that just works and that reliability is its biggest strength. What stands out isn’t flashy design or constant reinvention, but the consistency of being able to send or receive money across borders with minimal friction. Whether it’s splitting a bill, paying a freelancer, or making an online purchase, the experience feels streamlined and familiar every time. One thing that deserves more credit is how PayPal balances accessibility with security. Transactions are fast, but there’s still a reassuring layer of protection that makes you feel covered if something goes wrong. That combination is harder to get right than it looks, and PayPal has refined it over years. It’s not perfect fees can feel a bit steep in certain cases, and the interface occasionally leans toward functional rather than elegant—but overall, it delivers where it matters most: trust, reach, and ease of use. In a space where financial tools can often feel complicated or intimidating, PayPal manages to stay approachable without sacrificing capability. In short, it’s less about being impressive in a single moment and more about being dependable over time and that’s exactly why so many people keep coming back to it. Reviewed on: 5th May 2026

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