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PayPal: PayPal Credit reviews

4.90
Based on 101,356 reviews, last reviewed 8th May 2026
2331850% increase in 5 star reviews
in the past 90 days
6750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to excess and easy to use. Very easy to excess and easy to use... Reviewed on: 8th May 2026
Achyuth Nagam's avatar
Achyuth Nagam

Latest lowest rating:

2

It’s good when I send money from PayPal using my cre... It’s good when I send money from PayPal using my credit card, but it takes too much time when I try to transfer money from my other account to my PayP... Read more Reviewed on: 7th May 2026
Mehbub Arefin Hawladar's avatar
Mehbub Arefin Hawladar

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101356)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Given me good service all time buying on line.

4
Given me good service all time buying on line. Reviewed on: 4th May 2026

Great functionality and security, never feel at risk...

5
Great functionality and security, never feel at risk making a transaction. Reviewed on: 4th May 2026

I have been using paypal for years and it has never...

5
I have been using paypal for years and it has never failed me Reviewed on: 4th May 2026

It’s easy to use and affordable.

5
It’s easy to use and affordable. Reviewed on: 4th May 2026

Really happy with them they have been a lifeline whe...

4
Really happy with them they have been a lifeline when I needed to make payments over a time rather than all in one go Reviewed on: 4th May 2026

Always a good experience and very helpful.

5
Always a good experience and very helpful. Reviewed on: 4th May 2026

Secure and reliable payments

4
Secure and reliable payment service. It is a good peace of mind wherever you see the paypal logo for check out, you pay using the service with confidence.Have use it for many years and always in secureness. Reviewed on: 4th May 2026

Best app. Pay in 3 is a game changer

5
Best money management. I love this. Reviewed on: 4th May 2026

good service and commication.

5
good service and commication.i like using it Reviewed on: 4th May 2026

I had a very good experience with paypal for years.

5
I had a very good experience with paypal for years.. only one time when I was going through finance difficulties.. I was not able to pay my credit on time.. and paypal wiped all the credit that the offed me.. from £1000 to £0. Even with that i never stop using paypal, u believe it was my fault to why my credit account was closed.. I feel safe with PayPal thats why i continue using it. Reviewed on: 4th May 2026

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