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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145377 reviews)

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4.73

Based on 145,375 reviews, last reviewed 25th Jun 2026

4345900% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145377)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

On the rare occasion that I’ve had an issue with an...

On the rare occasion that I’ve had an issue with an item I have bought using PayPal they have resolved the issue very quickly. Reviewed on: 13th June 2026

Hassle free

After I received and activated my card everything was hassle free and the app is really easy to use Reviewed on: 13th June 2026

Great Resolvers

Always has your back should there be a problem with a payment. Reviewed on: 13th June 2026

PayPal Credit is a great payment resource!

The PayPal has been a great payment resource for me. When shopping online, in stores where PayPal is a payment option at check out, it makes it easy for me to spread the cost of an item paying in three interest free installments. This has been very helpful to me. Reviewed on: 13th June 2026

Such a convenient way to pay

Such a convenient and quick way to pay Reviewed on: 13th June 2026

It flexible, offering 4 months interest free on purc...

It flexible, offering 4 months interest free on purchases over £100. Reviewed on: 13th June 2026

Had paypal for years , easy to repay, nice credit li...

Had paypal for years , easy to repay, nice credit limits , gets us a wee holiday every year Reviewed on: 13th June 2026

Fast service Customer service is excellent

Fast service Customer service is excellent Reviewed on: 13th June 2026

PayPal credit is a game changer

Incredible service that, if used responsibly, offers a seamless opportunity to borrow money short-term and have outstanding flexibility in your money. Reviewed on: 13th June 2026

I used PayPal credit to pay for my mobile

I used PayPal credit to pay for my mobile phone as it works really well for me to spread the costs. It was easy to set up and was also 0% interest which was amazing. Reviewed on: 13th June 2026

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