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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103087 reviews)

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4.90

Based on 103,087 reviews, last reviewed 9th May 2026

2410950% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy and fuss free, great customer service. It's very easy to use. Also I had an issue where I missed a payment but there had been a mistake. Customer services resolved my issue and removed the ... Read more Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103087)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use feels secure and trustworthy

Easy to use but also feels secure and trustworthy. Can be used at so many places too which helps plus with the new credit card facility makes it a one stop shop Reviewed on: 5th May 2026

Game changer for unplanned expenses like gifts

So easy to apply for, very reasonable limits and the 0% interest if paid in 4 months offer is a game changer at Christmas time or for unexpected gift expenses. Reviewed on: 5th May 2026

I applied for PayPal credit to buy a new computer.

I applied for PayPal credit to buy a new computer. Application was easy & fast. I got my new computer & although I have a set minimum to pay each month I can very easily add more as when I can afford it. I would highly recommend PayPal credit. Reviewed on: 5th May 2026

Highly recommend

Easy to contact if a problem.Gets quickly sorted & trust them with my details Reviewed on: 5th May 2026

Convenient, reliable service

I use PayPal as my default payment method for all transactions. But PayPal credit allows me to spread the cost of larger transactions, interest free. Great to help your money go further Reviewed on: 5th May 2026

best retail finance provider!

best retail finance provider! i used all the time ! free 4 months better then bank Reviewed on: 5th May 2026

I was sceptic about it.But I recomand!

I was sceptic about it.... But I decided to have it a go.... And yes.... It was easy, fast, and in the right time. Reviewed on: 5th May 2026

Best and reliable service around.

I have used Paypal services for years and will never stop using them. Any problems get sorted quickly by understanding staff. Always peace of mind when paying for something online by using Paypal. Reviewed on: 5th May 2026

Used several times for car parts

Used several times for car project to get parts that I would have had to save for! Saved a lot of time and overpaid on payments and gone in no time Reviewed on: 5th May 2026

Appreciate credit provided and thank full

Appreciate credit provided and thank full Reviewed on: 5th May 2026

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