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PayPal: PayPal Credit reviews

4.90
Based on 101,585 reviews, last reviewed 8th May 2026
2342300% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great PayPal Always a great and balance experience Reviewed on: 8th May 2026
Benjamin S's avatar
Benjamin S

Latest lowest rating:

1

Lost too much money with inadequate customer services Set up a 3 month 0% finance deal. PayPal cancelled the first payment meaning that I am left with a large amount to pay at the end of the deal. I raise... Read more Reviewed on: 8th May 2026
Disillusioned's avatar
Disillusioned

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (101585)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

The security of PayPal is great.

5
The security of PayPal is great. L feel that my transactions are safe. The flexibility is also a plus, with the different payment options being superb. Reviewed on: 4th May 2026

Great product very easy to use.

5
Great product very easy to use. PayPal is one of the best products on the market no stress. Reviewed on: 4th May 2026

I love the pay over three months with PayPal

5
I love the pay over three months which PayPal offers and the pay over four months with PayPal credit card. Really helps with being able to afford holidays. Reviewed on: 4th May 2026

PayPal is a great service and I am over the moon wit...

5
PayPal is a great service and I am over the moon with them. Reviewed on: 4th May 2026

Highly Recommend PayPal Credit!

5
Highly Recommend PayPal Credit! PayPal Credit has been a game-changer for my online shopping. The approval process was super quick, and having that flexible credit line available right at checkout makes buying bigger-ticket items so much easier without touching my debit card. I love the 0% promo offers and the seamless integration with PayPal — payments are automatic and hassle-free. If you shop online frequently, this is a must-have! Reviewed on: 4th May 2026

Really easy to use, lots of options available and fa...

5
Really easy to use, lots of options available and fairly treated at all times. Reviewed on: 4th May 2026

I've used PayPal for the last 10 years, always helpf...

5
I've used PayPal for the last 10 years, always helpful when I had issues and never had a problem unsolved. Reviewed on: 4th May 2026

Excellent Service

5
Customer services are excellent, very helpful when I had a payment returned. Reviewed on: 4th May 2026

Best app to pay with

5
I have been using PayPal for over 15 years and never had any issues and always does exactly what i want and that is pay who i want no problem Reviewed on: 4th May 2026

Excellent service

5
Smooth and easy transaction, secured payment and flexible payment method. Reviewed on: 4th May 2026