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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102111 reviews)

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4.90

Based on 102,111 reviews, last reviewed 8th May 2026

2366350% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Just absolutely amazing. Just absolutely amazing. With interest free credit for a limited time. Reviewed on: 8th May 2026

Latest lowest rating:

1

Good still don’t know much starter Good still don’t know much so rated it bad as it gave me a hard time Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102111)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Never had a reasonable to call customer service, eve...

Never had a reasonable to call customer service, everything has run smoothly. Reviewed on: 4th May 2026

Good credit options such as four months interest fre...

Good credit options such as four months interest free payments. Reviewed on: 4th May 2026

PayPal Credit is a convenient option for spreading t...

PayPal Credit is a convenient option for spreading the cost of purchases, especially if you already use PayPal regularly. The application process is quick, and once approved, it’s very easy to select PayPal Credit at checkout without needing to enter extra details. This makes it a seamless choice for online shopping. Reviewed on: 4th May 2026

Unauthorized activity sorted

I had an issue with a payment over 10 years ago, at the time I noticed unauthorized activity, PayPal were super quick and efficient at reversing the unauthorized transactions Reviewed on: 4th May 2026

It's easy to use especially when you need additional...

It's easy to use especially when you need additional credit Reviewed on: 4th May 2026

Simple to use and get the most out of my money

Easy to use and good options to suit circumstances. Keeps me updated, and in control of my money and budget. Reviewed on: 4th May 2026

I love the flexibility of PayPal Credit.

I love the flexibility of PayPal Credit. And that I don't share my details using it. Reviewed on: 4th May 2026

PayPal experience

easy and simple to use, never any issues Reviewed on: 4th May 2026

Never had a problem with PayPal, felt a little let d...

Never had a problem with PayPal, felt a little let down by no receiving a refund on a purchase that was clear not as per sellers online description, but other than that all ok. Reviewed on: 4th May 2026

PayPal offers flexibility to pay off your credit amo...

PayPal offers flexibility to pay off your credit amount for no interest for 4 months, which I took advantage of! Reviewed on: 4th May 2026

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