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PayPal: PayPal Credit reviews

4.90
Based on 103,665 reviews, last reviewed 10th May 2026
2437400% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

sound to use always been good and on hand never hade a problem Reviewed on: 10th May 2026
keith t's avatar
keith t

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103665)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to apply , instant answer , well updated on my...

5
Easy to apply , instant answer , well updated on my account , easy to use Reviewed on: 5th May 2026

This product is easy to use.

4
This product is easy to use. The terms are clear from the very beginning, and so there are no surprises along the way. It is easy to keep track of where you are in your spending and with your repayments. Reviewed on: 5th May 2026

Great service and back up.

5
Great service and back up. Used in numerous locations. The new services are great. Keep up the good work.Thanks for all your service and products and support staff. Reviewed on: 5th May 2026

Very nice experience with paypal

5
I got my paypal account, for long its a very good alternative for credit. I love it . Thanks paypal. Reviewed on: 5th May 2026

A very safe and secure payment method.

5
A very safe and secure payment method. Easy to use credit terms. Pay in 3 months at zero interest or low interest longer term borrowing. I use most of the payment methods depending on the amount and my personal circumstances. Reviewed on: 5th May 2026

Safer and easy

4
Have been with PayPal for a while and used it for most of my purchases, Online, as I feel I’m safe for doing it that way Reviewed on: 5th May 2026

I have been using PayPal credit for quite a few year...

5
I have been using PayPal credit for quite a few years now and always found it works well customer service is excellent Reviewed on: 5th May 2026

Very helpful in times of need.

5
Very helpful in times of need. Very fair upfront and trustworthy. Reviewed on: 5th May 2026

I've used paypal for years and it has always provide...

5
I've used paypal for years and it has always provided a straightforward, problem-free service. Reviewed on: 5th May 2026

Excellent service, major bargains

5
Excellent service, major bargains Reviewed on: 5th May 2026

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