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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102352 reviews)

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4.90

Based on 102,352 reviews, last reviewed 9th May 2026

2377350% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal user for over 10 years I’m using PayPal/PayPal Credit for over 10 years now and in my opinion the service is flawless. Thank you and keep it up. Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102352)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great experience.

Great experience. I use PayPal years ago and I’m very satisfied with it. Very safe way to pay online. PayPal Credit is easy to use, much better than any other credit plan. I highly recommend it. Reviewed on: 4th May 2026

Convenient, helpful and trustworthy.

Convenient, helpful and trustworthy. PayPal offers many services to support me in my daily life from paying my window cleaner quickly to buying a more luxury item with ease and good options. Their branding is fun and their offer continually improves, building the best journey ahead for both of us. Thanks PayPal. Reviewed on: 4th May 2026

I really like paypal credit, All I think it needs...

I really like paypal credit, All I think it needs to do is you see add more 0% percent APR and make the payment time longer example, 0% APR for eight months or seven months that would definitely be a huge improvement for the consumer at least and add like a display to show you if you are eligible for more credit rather than only 500 pounds you know Reviewed on: 4th May 2026

Security with paypal

I feel more secure with paying on line with paypal Reviewed on: 4th May 2026

Great cashback points

Great cashback. Much better than anywhere else I tried Reviewed on: 4th May 2026

Used paypal for few years now very satisfied

Used paypal for few years now very satisfied Reviewed on: 4th May 2026

Fast, Secure, and Easy to Use

I’ve had a really positive experience using PayPal. Payments are quick, secure, and easy to manage, whether I’m shopping online or sending money to friends. The interface is user-friendly, and I appreciate the added layer of buyer protection for peace of mind. Overall, it’s a reliable service that I trust and use regularly. Reviewed on: 4th May 2026

The system for immediate payment is very easy.

The system for immediate payment is very easy. The facility to spread larger payments over three periods without interest is so helpful for purchasing larger items, and the credit service was easy to join, a good interest rate, which I have not had to use because of the helpful pay Witham certain time no interest is applied. Great service. Reviewed on: 4th May 2026

Great experience , no issues, would recommend

Great experience , no issues, would recommend Reviewed on: 4th May 2026

Easy to use, very helpful, many good features.

Easy to use, very helpful, many good features. Reviewed on: 4th May 2026

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