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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103851 reviews)

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4.90

Based on 103,851 reviews, last reviewed 11th May 2026

2446000% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It was easy to set up and use. It was easy to set up and use. It’s easy to make extra payments and set up a direct debit for repayments. Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103851)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal has been my go to payment app for it's quick...

PayPal has been my go to payment app for it's quick and easy usability, I'm always sending money to friends for meals and it's so simple with the app. Reviewed on: 5th May 2026

PayPal is an affordable way to balance your finances

PayPal enables me to balance my finances just when I need it. I have taken advantage of short term interest free credit for 3 & 4 months that really helped me to make purchases. Reviewed on: 5th May 2026

Top PayPal payment

Top ! Very good and very easy PayPal payment is a very fast Reviewed on: 5th May 2026

I would recommend PAYPAL 100%

I’ve never had any issues with PayPal Reviewed on: 5th May 2026

I've not had to use customer service hence neutral.

I've not had to use customer service hence neutral. The PayPal credit itself is brilliant, I basically use it as my debit card on my wallet. Just top it up every month. Reviewed on: 5th May 2026

Great all round service, great app

Great all round service, great app Reviewed on: 5th May 2026

Very happy with PayPal , verry confident to pay with...

Very happy with PayPal , verry confident to pay with PayPal Reviewed on: 5th May 2026

I’ve trusted PayPal since 2005

I’ve been using PayPal since 2005, PayPal have been amazing as a service provider. I have never had any problems with them for payments and even when getting refunds from dishonest eBay sellers. I’ve been using there credit service and pay in 3 for years now too which really helps with not having to b pay interest unlike other providers who only offer this service for a limited time. I have recently received physical credit and debit cards which give me even more flexibility and I build up points which I can use against future purchases. PayPal is a brand I can trust who really cares about its customers. I can’t recommend them enough to friends and families! Reviewed on: 5th May 2026

Makes paying online more convenient and safer.

Makes paying online more convenient and safer. Reviewed on: 5th May 2026

I’ve been using PayPal Credit for a few years now,

I’ve been using PayPal Credit for a few years now, and honestly, it’s been a game-changer for my photography. Camera lenses are a massive investment, and being able to pick up new glass and spread the cost over the 0% interest period (on anything over £99) makes the hobby way more accessible. It’s much easier than dealing with store-specific financing every time I want a new prime lens. I just check out like normal, and it’s all managed in one place. It’s been reliable for years, the app is easy enough to navigate, and I haven't had any issues with payments or billing. If you're looking to fund big purchases for a hobby, this is definitely the way to do it. Reviewed on: 5th May 2026

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