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PayPal: PayPal Credit reviews

4.90
Based on 102,766 reviews, last reviewed 9th May 2026
2396050% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenience and value Convenience is so important when you're busy busy Reviewed on: 9th May 2026
Marie R's avatar
Marie R

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102766)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good service

5
Good service, really like the pay in 3 option. Reviewed on: 5th May 2026

Great service and simple platform

5
Great service and simple platform Reviewed on: 5th May 2026

I found them to be honest.

5
I found them to be honest.I have no concerns. And thank you. Reviewed on: 5th May 2026

Never had a problem

5
Never had a problem but if ever I need them they are quick to respond Reviewed on: 5th May 2026

Mr Orzel

4
very convenient, fast and safe payment Reviewed on: 5th May 2026

I find PayPal very user friendly

5
I find PayPal very user friendly Reviewed on: 5th May 2026

Efficient reliable and easy to use app.

5
Efficient reliable and easy to use app. Customer service good and no long waits if requiring a service or a query answered. Reviewed on: 5th May 2026

I have never had any problems I would like maybe a b...

5
I have never had any problems I would like maybe a bit more reminders of when payment are due like. Text message? Reviewed on: 5th May 2026

Excellent credit!

5
Excellent credit, very handy for emergencies and 0% over 4 months great too! Reviewed on: 5th May 2026

Service for purchasing seems good, had to deal with...

5
Service for purchasing seems good, had to deal with customer service and was a mission. Resolved in the end after stressful telephone calls. Reviewed on: 5th May 2026