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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30761 reviews)

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4.92

Based on 30,761 reviews, last reviewed 18th Feb 2025

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Paypal credit is very easy to use.

Paypal credit is very easy to use. You can pay worth PayPal credit effortlessly and spread the cost over a time. The biggest drawback is the APR. I'm sure that if they had reduced their interest rates, more people would use it on a regular basis. Reviewed on: 16th June 2024

PayPal credit is amazing

PayPal credit allows me to make larger purchases and helps me organise my finances by spreading the cost Reviewed on: 17th June 2024

Using the App

It was straightforward to get started using PayPal, and easy to use on the App. Reviewed on: 17th June 2024

Excellent customer service and communication

Excellent customer service and communication Reviewed on: 17th June 2024

Amazing service

Amazing service with quick easy payments with just a few clicks of a button. Reviewed on: 17th June 2024

So quick and easy to use and all information needed...

So quick and easy to use and all information needed is provided in app Reviewed on: 17th June 2024

I use PayPal credit as it offers me 0% interest.

I use PayPal credit as it offers me 0% interest. It’s clever because it does make you buy that thing you thought should I. But hey 3/4 months 0% interest just helps. Even when the moneys there it just makes you feel better about spending it, it’s so easy to do. The 3 month one is better as it takes it as a direct debit so you don’t have to do anything with it. Reviewed on: 17th June 2024

Great service and features

In the past year I have had about 2 issues and both times they have been sorted out so quickly. I enjoy the pay in 3 option as someone who’s not too keen on credit cards this has been the best alternative for me! Reviewed on: 17th June 2024

Great customer service and app is great to use

Great customer service and app is great to use Reviewed on: 17th June 2024

Whenever I have had to call customer services they h...

Whenever I have had to call customer services they have helped with my issue. Reviewed on: 17th June 2024

Excellent service, excellent app .

Excellent service, excellent app . Reviewed on: 17th June 2024

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