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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50713 reviews)

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4.91

Based on 50,713 reviews, last reviewed 17th Jun 2025

1833800% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

had paypal since i been in school days. had paypal since i been in school days. never had any problems or anything 100% good to use if you want to feel safe . worldwide you can use it pretty... Read more Reviewed on: 17th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal PayPal Credit reviews (50713)

Review of the PayPal, PayPal Credit:

Great Experience with PayPal Credit.

My Great Experience with PayPal Credit I recently had a fantastic experience using PayPal Credit for a larger online purchase, and I wanted to share my positive feedback. I was looking to buy a new piece of electronics, and while I had some savings, I didn't want to deplete them entirely. That's where PayPal Credit came in. The application process was incredibly fast and straightforward, taking only a few minutes to get approved. What impressed me most was the 0% interest promotional period they offered. This allowed me to spread the cost of my purchase over several months without incurring any extra charges, which was a huge relief. Managing my payments has also been a breeze. The PayPal platform clearly shows my payment due dates and outstanding balance, and I receive timely reminders. It's truly given me more flexibility in my budget, allowing me to get what I needed without financial strain. I'm genuinely happy with how easy and beneficial PayPal Credit has been for me. Reviewed on: 29th May 2025

So far, so brilliant.

So far, so brilliant. I have been using Paypal over 5 years now and I have no qualms and issues unresolved. So far, so brilliant. Reviewed on: 12th June 2025

Great app

The app works very well and the payment and credit options are very good. Reviewed on: 12th June 2025

I like the benefits of been able to spread the cost...

I like the benefits of been able to spread the cost in to 3 with 0% interest free, this really has helped me out but I do miss the old PayPal where you could purchase an item and pay back 6 months later @ 0% interest and also you had split in to 4 which has also sadly gone. Reviewed on: 12th June 2025

Easy to use and safe

I have enjoyed using PayPal for easy transactions for peace of mind also using PayPal credit is great for the bank balance Reviewed on: 12th June 2025

Super easy to use!

Super easy to use! All works seamlessly! Reviewed on: 12th June 2025

PayPal is really useful.

I have used PayPal for years. It is always useful for me when I run out of funds to use the PayPal credit service. Reviewed on: 12th June 2025

Easy to use and quick response.

Easy to use and quick response. I will always recommend PayPal credit. Reviewed on: 12th June 2025

The convenience is fantastic but the customer servic...

The convenience is fantastic but the customer service is patchy. I don't like the credit statements. Not set out well- everything should be there at a glance- the same as every other financial institution. Reviewed on: 12th June 2025

I always feel safe online when I pay using PayPal as...

I always feel safe online when I pay using PayPal as you know that if anything goes wrong with a transaction PayPal is always on your side. I have used PayPal credit many times including pay in three, interest free if you pay in 4 months and twice with interest free if you pay in 12 months. I have brought many good things that I would never of been able to afford without PayPal Credit and I have never paid any interest. Reviewed on: 12th June 2025

PayPal credit does exactly what it says on the tin.

PayPal credit does exactly what it says on the tin. Love the 4-month interest free option for purchases >£99. I have used that option many time. Works very well when paired with Curve. Reviewed on: 12th June 2025

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