Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (49736 reviews)

View other PayPal products

4.91

Based on 49,736 reviews, last reviewed 31st May 2025

1744900% increase in 5 star reviews

in the past 90 days

1367% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve been using PayPal for several years now, and ov... I’ve been using PayPal for several years now, and overall, it’s been a reliable and convenient tool for online payments, both personally and professio... Read more Reviewed on: 31st May 2025

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49736)

Review of the PayPal, PayPal Credit:

Straight forward and trusted

Best services and Offers. Helpful all the way. Reviewed on: 13th June 2022

Very good service, always there to support you

Very good service, always there to support you Reviewed on: 31st May 2025

Great platform, great products.

Great platform, great products. Been using it for years so easy and so transparent to use. Gives you the feeling of security. Reviewed on: 31st May 2025

Easy to use app, good experience

I’ve never had problems with PayPal, always easy to use and would recommend it. Reviewed on: 31st May 2025

Overall I manage PayPal ok as I am in my 80 s it s...

Overall I manage PayPal ok as I am in my 80 s it sometimes takes me a bit longer , But I feel I can trust PayPal, The 3 months interest free has come in very handy. Reviewed on: 31st May 2025

Very helpful for mothers especially at single mums

Very helpful at all times especially if you don't have money and suddenly kids ask to buy food..or you are at work and you need to buy food for your family at home, easy to use PayPal credit Reviewed on: 31st May 2025

Convenient Credit Option

Easy to manage, dates easily communicated. Reviewed on: 31st May 2025

Easy to use easy

Easy to use gives great opportunities to be able to spread large payments over eg 4 months rather than sticking on a credit card. Reviewed on: 31st May 2025

Very good experience, safe and positive

Very good experience, safe and positive Reviewed on: 31st May 2025

Easy to use interface, flexible payment options.

Easy to use interface, flexible payment options. Reviewed on: 31st May 2025

The Only Way to Pay

Never had an issue, one of the best ways to pay, get paid, and transfer money, their pay in 3 scheme is also a great credit card alternative Reviewed on: 31st May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 3.42 from 6 reviews
Flex Credit Card
from Monzo 4.96 from 2498 reviews
Credit builder card
from thimbl. 4.90 from 18 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub