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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104560 reviews)

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4.90

Based on 104,560 reviews, last reviewed 11th May 2026

2478700% increase in 5 star reviews

in the past 90 days

7350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing overall experience It enable you to build your credit score and is available to use both instore and online at may retailers as well as earning points to spend elsewhere... Read more Reviewed on: 11th May 2026

Latest lowest rating:

1

There is no money security even you dont get the... There is no money security even you dont get the item Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104560)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy and quick!

Easy and quick!Excellent customer services too, I'd recommend all day long! Reviewed on: 5th May 2026

i use it quite often for short term expenses the zer...

i use it quite often for short term expenses the zero interest works great for me. Reviewed on: 5th May 2026

Been using for years safe and reliable, has solved t...

Been using for years safe and reliable, has solved the odd issue with no problems and gives me peace of mind when making purchases online Reviewed on: 5th May 2026

Very handy, I use PayPal for big purchases and small.

Very handy, I use PayPal for big purchases and small. Sites like Etsy and sometimes for regular payments. Reviewed on: 5th May 2026

Easy and efficient

It is east to transfer money to family/friends and businesses. Paypals 0% interest on purchases for 4 months is also beneficial and I always use it when making bigger purchases as I don’t have to worry about any additional fees. It is also easy to set up a direct debit to pay back your instalments which can be done via card or bank account. In addition to this, I have the PayPal debit card which allows you to earn rewards when you spend money Reviewed on: 5th May 2026

It gives me the freedom of managing my personal cash...

It gives me the freedom of managing my personal cash flow Reviewed on: 5th May 2026

Amazing customer support and account security

Amazing customer support and account security Reviewed on: 5th May 2026

Easy way to pay across many apps, websites regardles...

Easy way to pay across many apps, websites regardless of country restrictions or currency! Reviewed on: 5th May 2026

Pay for everything in here , easily to pay off, easy...

Pay for everything in here , easily to pay off, easy to order anything or book anything using pay pal credit Reviewed on: 5th May 2026

I’ve found PayPal Credit really easy to use and stra...

I’ve found PayPal Credit really easy to use and straightforward to set up. Everything is clear, from checking your balance to making payments, so it never feels confusing. The interest-free offers are a great bonus if you want to spread the cost of bigger purchases. Overall, it’s simple, convenient, and does exactly what you need. Reviewed on: 5th May 2026

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