Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,071 reviews, last reviewed 9th May 2026
2410150% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy and reliable to use as a new online shopper. Very easy and reliable to use as a new online shopper. Reviewed on: 9th May 2026
David T's avatar
David T

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103071)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024
Chi Nike 's avatar
Chi Nike

Excellent, straight forward and easy to use

5
Excellent, straight forward and easy to use Reviewed on: 5th May 2026
jodfitz21@gmail.com's avatar
[email protected]

Fantastic service, easy, provides help when you need...

5
Fantastic service, easy, provides help when you need it Reviewed on: 5th May 2026
Victoria R's avatar
Victoria R

Easy to use love the interest four months free...

5
Easy to use love the interest four months free Reviewed on: 5th May 2026
Mark H's avatar
Mark H

It's all great.

5
It's all great. I use all features Reviewed on: 5th May 2026
maureen m's avatar
maureen m

Paypal has been very good

5
Paypal has been very good when companies Havant sent purchases Reviewed on: 5th May 2026
Marilyn W's avatar
Marilyn W

Always very useful to use and very easy

5
Always very useful to use and very easy Reviewed on: 5th May 2026
barry p's avatar
barry p

Easy process and customer experience was good

5
Easy process and customer experience was good Reviewed on: 5th May 2026
Stuart T's avatar
Stuart T

Always had great support and find each service provi...

5
Always had great support and find each service provided super easy to use! Reviewed on: 5th May 2026
Tyler K's avatar
Tyler K

Very transactional.

4
Very transactional. Not honored by corporate needs Reviewed on: 5th May 2026
Richard Haddon's avatar
Richard Haddon

Protective, good customer service and plans if you a...

4
Protective, good customer service and plans if you are good at managing your finances. Reviewed on: 5th May 2026
Claire S's avatar
Claire S

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill