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PayPal: PayPal Credit reviews

4.90
Based on 103,141 reviews, last reviewed 10th May 2026
2413200% increase in 5 star reviews
in the past 90 days
7100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's worthy. Fast, reliable, always there for you Reviewed on: 10th May 2026
Katerina C's avatar
Katerina C

Latest lowest rating:

1

Dont use Paypal. Dont use Paypal. My account was set up on direct debit, yet the company failed to take the payment for one month, which then negatively affected my cr... Read more Reviewed on: 10th May 2026
CK's avatar
CK

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103141)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It's quick and easy to pay abroad

4
It's quick and easy to pay abroad Reviewed on: 5th May 2026

I’ve been using PayPal for a while now, and it’s hon...

5
I’ve been using PayPal for a while now, and it’s honestly one of the easiest and most reliable ways to manage payments. Whether I’m shopping online, sending money to friends, or receiving payments, everything is quick and straightforward. I really like the added layer of security—it gives me peace of mind knowing my financial details aren’t being shared everywhere. The app is user-friendly, transactions are fast, and I appreciate how widely accepted PayPal is across different websites and services. Customer support has also been helpful whenever I’ve needed assistance. Overall, it’s a convenient and trustworthy platform that makes handling money online simple. Definitely a service I use regularly and would recommend to others. Reviewed on: 5th May 2026

Super helpful customer service on the times I have h...

5
Super helpful customer service on the times I have had to contact them, seamless online payments Reviewed on: 5th May 2026

Have used PayPal for years and have never had an iss...

5
Have used PayPal for years and have never had an issue, always good customer service and they take care of people Reviewed on: 5th May 2026

Pay the best pal

5
I love paypal. I can always spread my payments for goods or travel tickets when I can’t afford. Reviewed on: 5th May 2026

With paypal credit can easily sort out my finances a...

5
With paypal credit can easily sort out my finances and not get to much stress Reviewed on: 5th May 2026

Great customer service

5
Great customer service advisors who are always helpful and efficient if I have a query. Reviewed on: 5th May 2026

Best credit option

5
Amazing simple to use and keep track of spending Reviewed on: 5th May 2026

Easy & simple to use for most purchases

5
Easy & simple to use for most purchases Reviewed on: 5th May 2026

Start up process was quick and easy.

5
Start up process was quick and easy. Approval came through quick and was able to use very quickly, good limits and interest Reviewed on: 5th May 2026