Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146144 reviews)

View other PayPal products

4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146144)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Amazing , good customer service , strongly recommend

Amazing , good customer service , strongly recommend Reviewed on: 14th June 2026

Paypal has always been my go too, it helps protect m...

Paypal has always been my go too, it helps protect my purchases when purchases go wrong such as being scammed by sellers., their interest rates are good and app user friendly Reviewed on: 14th June 2026

excellent smooth and reliable

Very smooth and reliable transactions.excellent,would highly recommend Reviewed on: 14th June 2026

Paypal is easy to use and gives peace of mind as it...

Paypal is easy to use and gives peace of mind as it offers protection from scams and fraud.. Also when you use Paypal+ you earn points to use for your next shopping. Reviewed on: 14th June 2026

PayPal makes online shopping feel effortless.

PayPal makes online shopping feel effortless. I love the peace of mind it gives me—every payment feels secure, quick, and worth every penny. Reviewed on: 14th June 2026

Been a customer of PayPal for years

Been a customer of PayPal for years i recently kmow.thst they give credit for all sort of purchase. That was amazing for.me as I was able to used the credit to make purchases easily. And they was on top of the repayments so for that reason i will recommend them to others. Reviewed on: 14th June 2026

All good

Good service to have and use and gives you time to try before you buy etc?? Reviewed on: 14th June 2026

PayPal is excellent

PayPal is excellent, specially now that you can use on your wallet!! Reviewed on: 14th June 2026

Secure payments system

Confidence in knowing that payments are secure and there is a support system should you encounter issues Reviewed on: 14th June 2026

A great way to Pay , I feel safe with...

A great way to Pay , I feel safe with PayPal Reviewed on: 14th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77599 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub