Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146204 reviews)

View other PayPal products

4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146204)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I've used PayPal for years and I've never had to que...

I've used PayPal for years and I've never had to query anything easy to use makes my life easier Reviewed on: 14th June 2026

A versatile and hassle free service.

A versatile and hassle free service. Easy navigation and processing. Reviewed on: 14th June 2026

Pay pal lets me purchase goods online with ease and...

Pay pal lets me purchase goods online with ease and affordable ways to pay like pay on three is my favourite way of payment pay pal credit is good to as it makes goods affordable as paying full price is not an option. Reviewed on: 14th June 2026

One of the best apps I have.

One of the best apps I have. I use it for almost everything Reviewed on: 14th June 2026

Great support with additional borough and money cont...

Great support with additional borough and money control.App.is very easy to use. When i need extra money i always know pay pall cover my back great family supporter Reviewed on: 14th June 2026

I’ve been using PayPal Credit for some time now, and...

I’ve been using PayPal Credit for some time now, and it has consistently exceeded my expectations. The application process was straightforward, the credit decisions were clear, and managing my account has been incredibly easy through the PayPal platform. What stands out most is the flexibility it provides. Being able to spread the cost of larger purchases has helped me manage my finances more effectively without unnecessary stress. Payments are processed smoothly, account information is always accessible, and the terms are presented clearly, which gives me confidence in using the service. I’ve also had positive experiences with customer support whenever I’ve needed assistance. Queries were handled professionally and efficiently, and I always felt valued as a customer. Overall, PayPal Credit combines convenience, transparency, and reliability in a way that few credit providers achieve. I would highly recommend it to anyone looking for a trusted and user-friendly credit solution. Reviewed on: 14th June 2026

I really happy with PayPal, it helps me a lot, when...

I really happy with PayPal, it helps me a lot, when I need some extra money. Reviewed on: 14th June 2026

Dependable and efficient

Dependable and efficient are two words that come to mind when I think of paypal credit. Whether it’s a big purchase or airbnb I highly recommend. Customer service is also topnotch. Reviewed on: 14th June 2026

Positive experience

I have had a positive experience with PayPal Credit. It’s simple to use, easy to manage payments, and provides helpful flexibility when making purchases. Reviewed on: 14th June 2026

I have been using paypal credit and the terms of rep...

I have been using paypal credit and the terms of repayment favourable.THe 3 months zero interedt rate is a life saver.Thanks Reviewed on: 14th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Payments
from PayPal 4.71 from 3757 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77642 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub