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PayPal: PayPal Credit reviews

4.90
Based on 105,202 reviews, last reviewed 12th May 2026
2508150% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy money transfer and storage now inclute crypto Easy money transfer and storage now inclute crypto Reviewed on: 12th May 2026
Vladimir U's avatar
Vladimir U

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (105202)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It works great and is trusted.

5
It works great and is trusted. I use it for international shopping and online Reviewed on: 5th May 2026

Easy and trustworthy.

5
Easy and trustworthy. Shopping with peace of mind! Reviewed on: 5th May 2026

Reliable payment platform

5
Always use paypal as it's reliable Reviewed on: 5th May 2026

Very happy with all aspects of Pay Pal

5
Very happy with all aspects of Pay Pal Reviewed on: 5th May 2026

Using a Papal credit card has been a genuinely posit...

5
Using a Papal credit card has been a genuinely positive experience for me. From the moment I signed up, the process was straightforward and transparent, with no confusing terms or hidden surprises. The customer service has been especially impressive—responsive, helpful, and always willing to go the extra mile to resolve any questions or concerns. What stands out most is the reliability and ease of use. Transactions are processed smoothly, and the mobile app makes it simple to track spending, manage payments, and stay on top of finances in real time. I also appreciate the sense of security it provides, with strong fraud protection and instant notifications for any activity. Overall, the Papal credit card combines convenience, efficiency, and trustworthy support. It’s a solid choice for anyone looking for a dependable way to manage everyday spending while feeling confident that they’re in good hands. Reviewed on: 5th May 2026

Easy - Flexible - Useful

5
Makes payment easy, good finance options and easy to use app Reviewed on: 5th May 2026

Great option when you need time to pay for goods.

5
Great option when you need time to pay for goods. Reviewed on: 5th May 2026

Easy to use.

5
Convenience, clarity and easy to use. Always handy when you need it. Reviewed on: 5th May 2026

positive experience

5
All experiences with PayPal have been positive Reviewed on: 5th May 2026

Proper Customer Service

5
Only ever had one issue and it was dealt with in a speedy professional manner Reviewed on: 5th May 2026