Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146404 reviews)

View other PayPal products

4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146404)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Fantastic service and so easy to use the app!

Fantastic service and so easy to use the app! Reviewed on: 14th June 2026

I've had a good experience with PayPal Credit.

I've had a good experience with PayPal Credit. It's easy to use, integrates seamlessly with PayPal, and has been useful for spreading the cost of larger purchases. The account is straightforward to manage, and payments are easy to track. Interest rates can be high outside promotional periods, but overall it's a convenient and flexible credit option when used responsibly. Reviewed on: 14th June 2026

Split payments and interest free are the best

Split payments and interest free for 4 months are the best options when buying some amazing products with no stress using PayPal. Love it. Reviewed on: 14th June 2026

Amazing service

Great experience no problems with using PayPal at all quick and very reliable service every time Reviewed on: 14th June 2026

Very pleased

Easy to use. Best option for buy now pay later. Very pleased with the app. Reviewed on: 14th June 2026

Easy purchasing

Easy transactions, good offers, good backup when needed. Use PayPal for most purchases Reviewed on: 14th June 2026

It's been great so far although you need to spend a...

It's been great so far although you need to spend a lot to get any points Reviewed on: 14th June 2026

Paypal seevices are great , the customer service tea...

Paypal seevices are great , the customer service team are helpful, I have spoken to a few of them have supported with my queries, excellent but also one or two who were not as supportive. Overall, i like paypal and has recommended to them families and friends and will always do. Reviewed on: 14th June 2026

Quick and simple

Quick and easy to use. What more do you need Reviewed on: 14th June 2026

Just a reliable multi use tool that I use often...

Just a reliable multi use tool that I use often Reviewed on: 14th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77932 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub