Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103710 reviews)

View other PayPal products

4.90

Based on 103,710 reviews, last reviewed 10th May 2026

2439600% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service Works as expected, easy to use and is convenient. Reviewed on: 10th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103710)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

20 yrs of service with Paypal

I have used PayPal now for over 20 yrs. PayPal credit helped me get out of a sticky situation financially and I will always be grateful to them. Payments are easy transaction without logging out and back in again. The smoothness makes shopping easy and the PayPal name is well recognised in society. So thank you PayPal for your service and support over the yrs. Reviewed on: 5th May 2026

Useful backup, pay in 3 help spread the cost of.

Useful backup, pay in 3 help spread the cost of.coal for heating Reviewed on: 5th May 2026

Positive.

Just all around positive. No complaints Reviewed on: 5th May 2026

Simple, efficient and very user friendly.

Simple, efficient and very user friendly. The discount and the interest free bonuses were also amazing benefits. Reviewed on: 5th May 2026

Fast and great service, helpful and easy to understa...

Fast and great service, helpful and easy to understand, straightforward to follow and reliable and quick. The customer is always happy Reviewed on: 5th May 2026

I’m very happy with app.

I’m very happy with app. it is easy to use Reviewed on: 5th May 2026

Great financial help - allowing to purchase and pay...

Great financial help - allowing to purchase and pay later Reviewed on: 5th May 2026

Never had any issues, always helped for those extra...

Never had any issues, always helped for those extra expenses. Reviewed on: 5th May 2026

Nice and easy to pay and like the ease of...

Nice and easy to pay and like the ease of credit Reviewed on: 5th May 2026

Never any problems, quick answers to any queries.

Never any problems, quick answers to any queries. Friendly service Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Loan
from Snap Finance 4.90 from 369 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 49001 reviews
Payments
from PayPal 4.91 from 3710 reviews
Credit card
from PayPal 4.90 from 81 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub