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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104032 reviews)

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4.90

Based on 104,032 reviews, last reviewed 11th May 2026

2454300% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Perfect for busy people like me. Perfect for busy people like me. Easy payment plans and international transfers Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104032)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal credit is great

PayPal credit is great for purchases over a period of time if you are not able to pay in full Reviewed on: 5th May 2026

Best product ever with money security

Best product ever with money security Reviewed on: 5th May 2026

Excellent service

Very quick and efficient at handling scams and other instances where you may have lost money in a fraudulent manor. Reviewed on: 5th May 2026

PayPal is the most secure way to making payments & P...

PayPal is the most secure way to making payments & PayPal credit is four months interest free credit Reviewed on: 5th May 2026

Very hany to use when you need to spread out bigger...

Very hany to use when you need to spread out bigger purchases. And useful when you can pay back anytime within 4 months when its interest free. Reviewed on: 5th May 2026

Great service, user friendly, quick response

Great service, user friendly, quick response Reviewed on: 5th May 2026

very good,Excellent

Great,easy to use,ideal for using as & when needed I’ve used PayPal credit often now,& would highly reccomend, Fantastic idea to have this credit,but to also use wisely Reviewed on: 5th May 2026

PayPal was my first experience using Credit

PayPal were my first experience using any sort of credit and I have to say I am so thankful that they were the ones that convinced me to be with them, they offer so much support and have an amazing 6 month 0% interest rate and when that’s over it’s still lower than anything else I’ve seen. So if PayPal are reading this, Thank you! And for anyone else, please give it a try! Reviewed on: 5th May 2026

I have used PayPal credit for years now, I am extrem...

I have used PayPal credit for years now, I am extremely confident using this and have never had an issue with PayPal. The statements are easy to understand and the website very easy to navigate. Repayments are affordable and I am given plenty of notice when my next payment is due. Reviewed on: 5th May 2026

It allows me to purchase big ticket items when times...

It allows me to purchase big ticket items when times a little tough with the ability to pay it off early if things take a turn for the better. Reviewed on: 5th May 2026

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