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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146826 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146827)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Really handy easy to use service which is secure and...

Really handy easy to use service which is secure and offers a lot of freedom and flexibility Reviewed on: 14th June 2026

I’ve been using PayPal for years and have never once...

I’ve been using PayPal for years and have never once had the app stop working like other banking services cough cough. It’s super easy to use and it’s great for sending money to friends, transferring money into and out of as well as the credit card available with the device as well Reviewed on: 14th June 2026

Effective efficiency and quick.

Effective efficiency and quick. Used for several years and has always been reliable Reviewed on: 14th June 2026

Easy app to track your spending and payments

Easy app to track your spending and payments Reviewed on: 14th June 2026

I like the pay in 3 and 0% for 4...

I like the pay in 3 and 0% for 4 months Reviewed on: 14th June 2026

It helps to manage transactions easily worry free

It helps to manage transactions easily worry free Reviewed on: 14th June 2026

So easy to apply.

So easy to apply. Great customer service Reviewed on: 14th June 2026

PAYPAL IS THE BEST

can always count on paypal for the best customer service and co operation for any issue i have Reviewed on: 14th June 2026

Convenient way to pay for items interest free over a...

Convenient way to pay for items interest free over a few months as long as you pay in full by the end of the offer period. Reviewed on: 14th June 2026

Good rates , good monthly bills that dont encourage...

Good rates , good monthly bills that dont encourage you to borrow too much , and interest free for up to 4 months, whats not to like? Out of all lenders i would choose paypal Reviewed on: 14th June 2026

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