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PayPal: PayPal Credit reviews

4.90
Based on 104,104 reviews, last reviewed 11th May 2026
2457700% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great payment offers, love the PayPal plus program Great payment offers, love the PayPal plus program Reviewed on: 11th May 2026
Andrei I's avatar
Andrei I

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104104)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great service from Paypal

5
PayPal offer a variety of service which i use pay in 3 and 4 months interest free when buying goods. Never any issues and would highly recommend to friends and family. Reviewed on: 5th May 2026

Flexible and reliable payments

5
Easy to use, always many options to pay, many websites and shopping can be paid by PayPal Reviewed on: 5th May 2026

Paypal is very easy to use, it's quick and convenien...

5
Paypal is very easy to use, it's quick and convenient and when you withdraw money into your bank account, it's there in minutes. Reviewed on: 5th May 2026

Sending money abroad is excellent service Buying tra...

5
Sending money abroad is excellent service Buying travel tickets very convenient Reviewed on: 5th May 2026

Amazong customer service and so helpful to have

5
Amazong customer service and so helpful to have Reviewed on: 5th May 2026

Paypal Credit is easy to use and manage.

5
Paypal Credit is a transparent system that's very easy to use and manage. Never had an issue with it. Reviewed on: 5th May 2026

Very easy to set up and a quick approval time.

5
Very easy to set up and a quick approval time. 0% interest rate and I like that I don't have to keep entering my bank details when buying anything online. I trust PayPal to keep my details safe. Reviewed on: 5th May 2026

Easy to use, flexible payment options

5
I've been using PayPal for years, and I'd like 3 months 0% as a flexible way to purchase items. Never had any issues, and I'm generally happy with this choice. Reviewed on: 5th May 2026

Effortless and simple very helpful

5
Effortless and simple very helpful Reviewed on: 5th May 2026

PayPal has given me total peace of mind in all my bu...

5
PayPal has given me total peace of mind in all my business transactions in respect of buy goods Reviewed on: 5th May 2026