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PayPal: PayPal Credit reviews

4.90
Based on 104,283 reviews, last reviewed 11th May 2026
2466100% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great company Easy to use and many ways to pay all in one app and any problems are sorted with very high professionalism Reviewed on: 11th May 2026
Andrew 's avatar
Andrew

Latest lowest rating:

1

The service has fallen apart, customer service is me... The service has fallen apart, customer service is mediocre, none of them speak good English and they don't understand math, and now they're charging m... Read more Reviewed on: 11th May 2026
Alex C's avatar
Alex C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104283)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great service.

5
Great service....prompt response...very reliable Reviewed on: 5th May 2026

Cant praise paypal enough

5
Cant praise paypal enough easy to use affordable payment plans Reviewed on: 5th May 2026

Fantastic highly versatile online safe payment.

5
Fantastic highly versatile online safe payment. Fantastic highly versatile online safe payment Reviewed on: 5th May 2026

Use PayPal on a regular basis bacause of the buyer p...

5
Use PayPal on a regular basis bacause of the buyer protection they offer which on a couple of occasions has been of benefit of a seller accepts PayPal the buyer protection they offer gives you confidence to purchase. Reviewed on: 5th May 2026

Pay pal have always been amazing for me

5
Pay pal have always been amazing for me Reviewed on: 5th May 2026

Always a great service from paypal but online and ov...

5
Always a great service from paypal but online and over the phone Reviewed on: 5th May 2026

Provides ease of payment

5
Provides ease of payment and enhances the shopping experience. Reviewed on: 5th May 2026

great value for money and easy to use

5
Paypal is simple, very simple. Moving money to bank is free. Paying friends and family is free. Paypal is easy for paying for goods. Paypal is great if you have a dispute for goods purchased via their site. Reviewed on: 5th May 2026

Always very good service and very reliable.

5
Always very good service and very reliable. Reviewed on: 5th May 2026

So handy to have PayPal credit for this bigger purch...

5
So handy to have PayPal credit for this bigger purchases, allowing you to pay bit by bit when you can. Great that you can also use the 3 months no apr Reviewed on: 5th May 2026