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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147087 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147087)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great and easy to use

Very useful Great and easy to use Very useful happily use lay in four again Reviewed on: 15th June 2026

Absolutely great it’s there when u need most gets u...

Absolutely great it’s there when u need most gets u out of trouble which is great Reviewed on: 15th June 2026

It gives me the chance to buy large items with easy...

It gives me the chance to buy large items with easy payments,which are affordable for me. Reviewed on: 15th June 2026

Good rates and interest free options for purchases

Good rates and interest free options for purchases Reviewed on: 15th June 2026

Great safe way to spend.

Great safe way to spend. Feel confident when paying through paypal. I like i am able to spend the cost across three months, it makes shopping for nice things more addorradble. Great service, I recommend it to all my family and friends. Reviewed on: 15th June 2026

Never had a problem with them been using them for si...

Never had a problem with them been using them for six months now Reviewed on: 15th June 2026

I find it all easy to use and hassle free.

I find it all easy to use and hassle free. I love that I can have a card as well as my online PayPal credit account. The app is simple and user friendly also. Reviewed on: 15th June 2026

Simple and straightforward to use.

Simple and straightforward to use. Reviewed on: 15th June 2026

PayPal has always been helpful, customer service is...

PayPal has always been helpful, customer service is the best they always solve my problems when needed am thankful and greatfull,and pay pal credit is very helpful thank you Reviewed on: 15th June 2026

Excellent Flexible Payment Option

I’ve had a great experience with PayPal Credit. It makes larger purchases much more manageable by allowing me to spread payments over time while keeping everything integrated within my PayPal account. The application process was straightforward, and I appreciate how easy it is to track balances and make payments online. The promotional financing options on qualifying purchases have been especially helpful when budgeting for bigger expenses. Overall, PayPal Credit offers convenience, flexibility, and a smooth user experience that I would happily recommend to others. Reviewed on: 15th June 2026

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