Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 104,722 reviews, last reviewed 12th May 2026
2486250% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have so far had a good experience I have so far had a good experience Reviewed on: 12th May 2026
Gloria M's avatar
Gloria M

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104722)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always available with majority of retailers and easy...

5
Always available with majority of retailers and easy to make payments and pay it off Reviewed on: 5th May 2026

Simply the best .

5
One of the best services on line. Great rates and excellent customer service Reviewed on: 5th May 2026

Many an Option

5
All options to choose from are well thought out and would suit most people A1 service! Reviewed on: 5th May 2026

Overall very pleased with the service provided

5
Overall very pleased with the service provided Reviewed on: 5th May 2026

Rock solid system, good payment options.

5
Rock solid system, good payment options. Reviewed on: 5th May 2026

One thing I like about paypal credit now is that

5
One thing I like about paypal credit now is that you can have a physical credit card Reviewed on: 5th May 2026

Excelente customer services .

5
Very good customer services .AND very friendly AND so attentive people . Reviewed on: 5th May 2026

When i was hacked very positive response from PayPal

5
When i was hacked very positive response from PayPal Reviewed on: 5th May 2026

Practically Perfect!

5
Always fast at responding to enquires, helpful and always willing to help in any way possible. Extremely happy and grateful to Paypal Reviewed on: 5th May 2026

I like the ease and accessibility of PayPal but woul...

5
I like the ease and accessibility of PayPal but would also like a physical card as on occasion the internet can be glitchy. I also would like to see a speedier process of payments being debited from my bank account when making monthly payments instead of the 3-5 days it takes to clear. Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 49596 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3712 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products