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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147627 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147627)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It makes unexpected payments so much easier, I like...

It makes unexpected payments so much easier, I like being able to spread the cost over a longer period Reviewed on: 15th June 2026

Convenient

I find using PayPal convenient and easy to manage, no major hiccups with any process transactions, easy to follow and payment options are very flexible Reviewed on: 15th June 2026

Never had an issue with PayPal credit.

Never had an issue with PayPal credit. Fabulous quick service. Reviewed on: 15th June 2026

Simple easy to use app.

Simple easy to use app and always very clear info. Good 0% offers on purchases. Reviewed on: 15th June 2026

Never had any problems, good rate of interest if nee...

Never had any problems, good rate of interest if needed and a simple system to use even for an old technofobe like me, highly recommended Reviewed on: 15th June 2026

Quick, Reliable and Easy to Use

I’ve used PayPal for years and always found it quick, easy and reliable. PayPal Credit is really handy when I need more flexibility for larger purchases. Overall, it’s simple to use and gives me peace of mind when paying online. Reviewed on: 15th June 2026

Excellent services

The services I am receiving is excellent and the comfort in paying back my debt is second to none. Reviewed on: 15th June 2026

Overall good experience of the platform and it's off...

Overall good experience of the platform and it's offerings, the only issues I've had is when using their promotions for additional cashback when making purchases somewhere, these seem to fail to track and despite customer service confirming all has been processed correctly, this is the second time this has happened now and the issues have still not been resolved. Reviewed on: 15th June 2026

Excellent and Trusted

Very useful and helpful to have the benefit of time to pay for those urgent bills that take you by surprise. Reviewed on: 15th June 2026

Amazing and so helpful and easy to use

Amazing and so helpful and easy to use Reviewed on: 15th June 2026

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