Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 104,739 reviews, last reviewed 12th May 2026
2486950% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Agent very clear about charges, but unable to accomm... Agent very clear about charges, but unable to accommodate a refund on charges caused by their error Reviewed on: 12th May 2026
Louise 's avatar
Louise

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104739)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Overall very pleased with the service provided

5
Overall very pleased with the service provided Reviewed on: 5th May 2026

Rock solid system, good payment options.

5
Rock solid system, good payment options. Reviewed on: 5th May 2026

One thing I like about paypal credit now is that

5
One thing I like about paypal credit now is that you can have a physical credit card Reviewed on: 5th May 2026

Excelente customer services .

5
Very good customer services .AND very friendly AND so attentive people . Reviewed on: 5th May 2026

When i was hacked very positive response from PayPal

5
When i was hacked very positive response from PayPal Reviewed on: 5th May 2026

Practically Perfect!

5
Always fast at responding to enquires, helpful and always willing to help in any way possible. Extremely happy and grateful to Paypal Reviewed on: 5th May 2026

I like the ease and accessibility of PayPal but woul...

5
I like the ease and accessibility of PayPal but would also like a physical card as on occasion the internet can be glitchy. I also would like to see a speedier process of payments being debited from my bank account when making monthly payments instead of the 3-5 days it takes to clear. Reviewed on: 5th May 2026

Pay pal has been excellent for me the pay in 3 is ex...

5
Pay pal has been excellent for me the pay in 3 is excellent very quick and easy to use I would definitely recommend pay pal to all my friends. Also very easy to manage with reminders of payments due which is a big help Reviewed on: 5th May 2026

Excellent and safe way to pay for various items

5
Excellent and safe way to pay for various items Reviewed on: 5th May 2026

I have always counted on PayPal when I needed it the...

5
I have always counted on PayPal when I needed it the most. Reviewed on: 5th May 2026