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PayPal: PayPal Credit reviews

4.90
Based on 104,778 reviews, last reviewed 12th May 2026
2488750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and safe way of making payments Easy to use and safe way of making payments Reviewed on: 12th May 2026
Martina A's avatar
Martina A

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104778)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy and quick.

5
Easy and quick. Clear and offers real utility Reviewed on: 5th May 2026

Any issues I’ve had with purchasing disputes have be...

5
Any issues I’ve had with purchasing disputes have been resolved promptly Reviewed on: 5th May 2026

I love paypal

5
Used paypal for years, always found it great! Reviewed on: 5th May 2026

I’ve been using it for years and find it a very resp...

5
I’ve been using it for years and find it a very responsible way to utilise credit against any other medium like Klarna , Clearpay etc and even credit cards. Reviewed on: 5th May 2026

Excellent service

5
A fantastic method of paying for things on an interest free basis Reviewed on: 5th May 2026

I have been using PayPal for a number of years and I...

5
I have been using PayPal for a number of years and I find it transparent, easily accessible and safe. Reviewed on: 5th May 2026

Great Platform for sending/ receiving money

5
Great Platform for sending/ receiving money Reviewed on: 5th May 2026

Brilliant with ways to pay and always remind you in...

5
Brilliant with ways to pay and always remind you in good advance when payments are due Reviewed on: 5th May 2026

Really useful to have.

5
Really useful to have. Can use almost everywhere. Good clear app Reviewed on: 5th May 2026

safe and reliable funding

5
Everything is provided by PayPal, safe and reliable. All the ti.e offering help when needed. Reviewed on: 5th May 2026