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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147763 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147763)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

high interest rate

Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026

Great website, very user friendly, great customer se...

Great website, very user friendly, great customer service and invaluable for someone like myself for budgeting and not getting into debt. Reviewed on: 15th June 2026

No problem with payment sucure peace of mind

No problem with payment sucure peace of mind Reviewed on: 15th June 2026

Needed more protection to pay online.

It would be better but got conned out of money and I couldn't get it back. It is good that I am able to use PayPal for most things but I would favour if that could be more. Reviewed on: 15th June 2026

Great service easy to issue payments and recieve them.

Great service easy to issue payments and recieve them. Great for shopping Reviewed on: 15th June 2026

Quick and easy

Quick and easy,pay in 3 is very useful Reviewed on: 15th June 2026

Very clear

Very easy to manage tge repayments, reminders of upcoming payments Reviewed on: 15th June 2026

Simple to use.

Simple to use. Easy accessible information. Reviewed on: 15th June 2026

Offering alternative ways to pay is useful.

Offering alternative ways to pay is useful. It’s easy to navigate. Stores often give it as an option. It feels like a safe way to pay. Reviewed on: 15th June 2026

Loving It

No issues for me. Very happy with the service provided. Reviewed on: 15th June 2026

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