Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104987 reviews)

View other PayPal products

4.90

Based on 104,987 reviews, last reviewed 12th May 2026

2498500% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use can add to your phone wallet with no pro... Easy to use can add to your phone wallet with no problems and PayPal keeps informed and the added bonus of getting points. Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104987)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Nice and easy to use!

Nice and easy to use! I love paying by PayPal, it makes me feel safe and secure! Reviewed on: 5th May 2026

Always kept up to date, very easy to use and navigat...

Always kept up to date, very easy to use and navigate online Reviewed on: 5th May 2026

easy payment platform ,that you can trust.

easy payment platform ,that you can trust. Reviewed on: 5th May 2026

Happy customer

Good start, easy and simple, not complicated to use and access. Overall happy with my experience with PayPal Reviewed on: 5th May 2026

Helped spread the cost.

Helped spread the cost. Simple to use. A great service. Reviewed on: 5th May 2026

I use PayPal Credit all the time

I use PayPal Credit all the time for large purchases and it really helps break up costs. It makes life easier knowing I can spread the cost over four months without interest, things I would normally struggle with become affordable Reviewed on: 5th May 2026

PayPal credit easy to use and great service

PayPal credit helps me to buy items and manage my outgoings over short periods so don’t need to take out expensive loans Reviewed on: 5th May 2026

A dream to use from start to finish

Easy to use and flexible service available across thousands of different platforms Reviewed on: 5th May 2026

pay-in-instalments option

I have used the pay-in-instalments option for several purchases, and it has been an excellent service. Reviewed on: 5th May 2026

Fast and Secure

Amazing app, easy to navigate, payments are processed fast, easy to set up direct debits so never forget the due date for repayment Reviewed on: 5th May 2026

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Payments
from PayPal 4.91 from 3712 reviews
Very Account
from Shop Direct 4.37 from 27 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub