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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Highly recommend!

They were very understanding, willing to listen to my financial concerns and able to respond within a few hours with a positive response that put my mind about financials at ease without any rudeness at all. Reviewed on: 25th May 2024

Credit when you need it most.

Pay pal are very helpful, honest and beneficial to me.Help is there when you need it.They come in very handy when you need a lift for expenses if you want something special that is why to me Pay pal is important for me. Reviewed on: 2nd June 2025

I am using PayPal for the last 10 years.

I am using PayPal for the last 10 years. Easy ton use and handy. Love pay in 3 and 4 months holiday pay. Reviewed on: 2nd June 2025

I find PayPal easy to use

I find PayPal easy to use and is brilliant to use Reviewed on: 2nd June 2025

It's really easy to use!

It's really easy to use! The 4 months with no interest really help me out a lot :) Reviewed on: 2nd June 2025

app experiance

I like my experience, I would have loved the app to show how much I owe of the total clearly Reviewed on: 1st June 2025

Great platform

Very user friendly and reliable, flawlessly (almost) connected. Reviewed on: 1st June 2025

Amazing, great stuff, no complaints

Amazing, great stuff, no complaints Reviewed on: 1st June 2025

best App to pay and shop, send money online

best App to pay and shop, send money online Reviewed on: 1st June 2025

Great offers and helps balance lifestyle and expenses

Great offers and helps balance lifestyle and expenses Reviewed on: 1st June 2025

I Have been using pay pal for a number of years and...

I Have been using pay pal for a number of years and have found them verey helpful Reviewed on: 1st June 2025

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